Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Monday, December 05, 2016
UK Housing Mortgages - Goodbye to the Government Help to Buy Guarantee / Housing-Market / Mortgages
By: MoneyFacts
On 31 December, phase two of the Help to Buy initiative will be withdrawn from the market. Moneyfacts.co.uk looks back at the significance of the scheme and what effect it has had on high loan-to-value (LTV) mortgages.
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Thursday, December 01, 2016
Will US Housing Real Estate Market Tank in 2017? / Housing-Market / UK Housing
By: Clif_Droke
In many ways, 2016 has been a banner year for U.S. real estate. Housing prices continued to strengthen in several major metropolitan markets and even reached frothy proportions in at least three major markets. Below the surface of an otherwise healthy market, however, lies a set of factors that could cause problems for the housing market in 2017.
Thursday, October 20, 2016
China's insane Housing Market Will Tumble and Crash in 2017 / Housing-Market / China Housing Market
By: Dee_Woo
Summary
* What’s behind the property fever in China?
* The financial truth of the destocking of China’s property market.
* Use quantitative analysis to predict when the bubbles of China’s housing market will burst.
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Tuesday, October 18, 2016
UK Property Market: Slow Growth Does Not Equate To Decline / Housing-Market / UK Housing
By: Nicholas_Kitonyi
The property market is one of UK’s main economic drivers given the clear link to the financial industry. Right now, several people have expressed doubts on how the UK economy could fair following the separation from the EU single market. And as analysts have pointed out, the most problematic aspect comes from the uncertainties surrounding the separation process.
Friday, October 14, 2016
China’s Rocketing Housing Market Real Estate Bubble / Housing-Market / China Housing Market
By: Harry_Dent
No question about it. China definitely takes the cake when it comes to bubble creation. The government encouraged everyday people to speculate in stocks in late 2014 and 2015 to help offset the slowdown in its gargantuan real estate bubble. The stock market bubbled 160% in one year and then crashed 50% (and you can be sure there’ll be more losses to come after a year of propping up a market that has merely gone sideways…)Read full article... Read full article...
Wednesday, October 12, 2016
Some Mortgage Lenders Unresponsive to Base Rate Cut / Housing-Market / Mortgages
By: MoneyFacts
Two months on from the base rate cut on 4 August, many might assume the full effect of the cut should now be visible. However, research from Moneyfacts.co.uk shows that the effect is mixed at best.
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Sunday, October 09, 2016
US Housing Market Bubble II – It’s Happening Again! / Housing-Market / US Housing
By: Andy_Sutton
This will be a bit different of a piece because we are not reporting on something that has already happened; we’re dealing with something that is ongoing and developing. Graham will handle roughly the first half of the article, then Andy will handle the second. Please bear with us as we try to break this editorial into two distinct pieces. You’ll understand as you read it why we chose to handle this in such a fashion.
Since everything in the blogosphere goes by what is officially declared by who, so forth, and so on, ditto, ditto, etc, etc, we are officially declaring there is yet ANOTHER bubble – this one in housing. Again. Perhaps ‘still’ is the proper word rather than ‘again since the first one never really was totally washed out of the system. As an addendum to our very well-received ‘American Economics’ piece, we’ll add a corollary: binges are good, purges are not to be tolerated unless absolutely necessary. If a purge becomes necessary, it will be only enough to give the Proletariat the idea that the problem is actually gone. A purge will never last longer than is absolutely necessary since that might affect consumer spending and the consumetariat’s voracious appetite for debt and financial self-mutilation.
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Tuesday, October 04, 2016
An Offset Mortgage Could be a Saviour for Savers / Housing-Market / Mortgages
By: MoneyFacts
Borrowers with a separate mortgage and savings account are currently faced with rock-bottom savings rates, meaning they get little return for stashing their cash. By combining the two products into an offset mortgage, borrowers will not only be able to reduce the size of their mortgage, but save thousands of pounds in mortgage interest. They could be particularly beneficial at present, as research from Moneyfacts.co.uk shows that the average offset fixed rate has fallen further.
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Monday, September 26, 2016
UK Property Equity Release Mortgage Customers Have Never Been Better Served / Housing-Market / Mortgages
By: MoneyFacts
Competition amongst equity release lenders has clearly intensified in recent years and it is now at a point where perspective equity release customers have never been better served in terms of choice and interest rates, according to the latest research by Moneyfacts.
In fact, there are now a total of 75 different lifetime mortgage equity release deals available, covering a wide spread of options and loan-to-values (LTVs), an increase of 63% on the number of deals available a year ago and more than double the total number three years ago.
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Wednesday, September 21, 2016
Impact of Interest Rate Cut Pushes Buy-to-Let Mortage Deals Down / Housing-Market / Buy to Let
By: MoneyFacts
Potential Buy-to-Let (BTL) investors are continuing to enjoy a fall in mortgage rates, particularly those looking for a longer-term fixed rates. In fact, research from Moneyfacts.co.uk shows that not only have these deals fallen to all-time lows, the average fixed rate at 75% loan-to-value (LTV) has fallen by 0.49% in just six months and is the first time this rate has fallen below 4.00%.
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Tuesday, September 20, 2016
London Housing Market Bubble 2016, London Bridge Comes Falling Down… / Housing-Market / UK Housing
By: Harry_Dent
I just got back from a seminar in London. I spoke there late last year for Graham Rowan, who heads the Elite Investor Club. This time, my promoters in Australia, Greg Owen and Steve and Corinna Essa, decided to team up with Graham to promote a two-day “Secure the Future” seminar in London.I was more than happy to do that. I love London, even though it’s always cloudy and drizzly. But it was also a great opportunity to promote my new book, The Sale of a Lifetime (out now!), because it touches on many of the same themes I wanted to discuss with my British audience.
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Tuesday, August 30, 2016
It’s Official: The Global Real Estate Bubble is Finally Bursting! / Housing-Market / UK Housing
By: Harry_Dent
It’s official.The global real estate bubble is bursting.
After imposing a hefty 26% tax on foreign buyers, and a 12% to 16% surcharge for buyers who flipped their house between one and two years, Singapore real estate has declined 21.5%.
Vancouver has taken similar measures, and – surprise, surprise – its real estate is down 24% in just five months!
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Monday, August 29, 2016
Canada Housing Market in Extreme Bubble Territory - Here’s How to Profit / Housing-Market / Canada
By: John_Mauldin
There’s trouble brewing in the Great White North.
Jared Dillian, former Lehman Brothers trader and noted financial writer, says that low oil prices have hurt the Canadian economy and the real estate market is near the peak of a massive bubble.
In a video interview with Mauldin Economics, Dillian notes he shorted the Canadian dollar almost three years ago, and has profited a great deal since then. He also says the structure of the Canadian mortgage market means that when the bubble bursts, it will look quite different than the sharp and sudden 2008 crisis in the US.
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Monday, August 29, 2016
Pakistan Booming House Prices Housing Market Mania Kabza Mafia Warning! / Housing-Market / Pakistan
By: Nadeem_Walayat
The Pakistani housing market is booming and to a lesser degree is India's, in fact many areas of Pakistan are in the grip of a mania driven by the same forces that are driving the likes of the UK housing market into stratosphere, drivers such as the population explosion, government rampant money printing, all of which have driven what were deemed as being valueless properties as compared to those in the west a decade ago to levels that rival properties across most UK cities even when valued in sterling, dollars or euro's!
Tuesday, August 23, 2016
First-time Home Buyer Deals Start to Dwindle / Housing-Market / UK Housing
By: MoneyFacts
With some predicting a fall in house prices following the EU referendum vote, many potential first-time buyers are poised to take advantage of the moment to get themselves on the first rung of the housing ladder. However they might be disappointed, with research from Moneyfacts.co.uk showing a number of 95% loan-to-value (LTV) products disappearing from the market.
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Saturday, August 20, 2016
Housing Bubble - The Marginal Buyer Holds The Pin That Pops Every Asset Bubble / Housing-Market / US Housing
By: Adam_Taggart
A: Whatever the highest bidder is willing to pay for it.
Those of you who took an introductory Economics class in high school or college may remember learning that prices are set "at the margin". That's a fancy way to say that prices are set by the person (or people) willing to pay the most.
This person willing to pay top dollar is called the "marginal buyer". Most of us don't really think about him much, but he (or she) is very, very important.
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Tuesday, August 16, 2016
Average Two-year Tracker Mortgage Breaks Below 2pc Barrier / Housing-Market / Mortgages
By: MoneyFacts
Over a week has passed since the Bank of England base rate dropped to 0.25%, its lowest level in over 300 years. This has led to a spur in activity in the tracker mortgage market. The average two-year tracker mortgage deal has just broken the 2% barrier for the first time on record, according to the latest figures released by Moneyfacts.co.uk.
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Wednesday, August 10, 2016
Preparing Yourself for US Housing Market Bubble 2.0 / Housing-Market / US Housing
By: Rodney_Johnson
Waiting out Bubble 1.0
I moved to Florida in 2005, just before the housing bubble peaked. Believing that prices couldn’t remain high, we bought a smaller home than we otherwise would have. Renting would’ve been nice, but we couldn’t find a rental in a school district we liked.
Home prices marched higher for six months or so, and the S&P/Case-Shiller 20-City Home Price Index reached 206. Then things slowed down. By late 2006, it was obvious that the housing market had changed. We know what happened next.
Wednesday, August 03, 2016
BrExit House Prices Crash, Flat or Rally? UK Housing Market Affordability Crisis / Housing-Market / UK Housing
By: Nadeem_Walayat
In the run up to the EU referendum the establishment REMAIN camp had peddled a perpetual year long story that UK house prices would collapse or crash if BrExit happened, as operation fear each month ramped up the threats of that which awaited a post Brexit Britain.
For instance George Osborne repeatedly issued doom warnings that likely contributed to his swift sacking by Theresa May
“If we leave the European Union there will be an immediate economic shock that will hit financial markets... That affects the value of people’s homes and the Treasury analysis shows that there would be a hit to the value of people’s homes by at least 10 per cent and up to 18 per cent." - George Osborne
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Tuesday, August 02, 2016
China’s Property Bubble Showing Parallels to the Subprime Crisis / Housing-Market / China Housing Market
By: Harry_Dent
The menacing fury of economic triggers that began piling up after the Great Recession are only getting larger and we can’t do much but watch it unfold and stay alert.
I wrote about this in a letter late last year, but now here we are more than halfway through the year and it’s only getting worse. So much worse that the Chinese property bubble is now