Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.Friday, February 19, 2016
2016 Tax Tips for Landlords and Real Estate Investors / Housing-Market / Global Housing Markets
As a landlord or real estate investor, one of the most important tasks you face each year is filing your tax return. Even the smallest slip-up can result in major losses or penalties. As such, you wan to be very careful in how you proceed. Let’s take a look at a handful of the top tips for 2016.
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Monday, February 08, 2016
UK Mortgage Fees Hit 21-month High / Housing-Market / Mortgages
With over 4,500 mortgage products for borrowers to choose from it’s unsurprising that those seeking the most cost-effective deal can become confused by the array of choice available.
Assessing the overall value of a mortgage is becoming even more crucial as research from Moneyfacts.co.uk shows that borrowers are now stumping up more cash to arrange a mortgage, with the average mortgage fee today being a full £68 higher than in June 2014 - a 21-month high.
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Tuesday, February 02, 2016
UK Buy-to-let Market Unfazed by Stamp Duty Changes / Housing-Market / Buy to Let
Yesterday saw the close of the Treasury’s consultation on higher rates of Stamp Duty on additional properties. However, data from Moneyfacts.co.uk can reveal that, despite all the talk surrounding the sector, buy-to-let (BTL) mortgage rates are continuing to drop.
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Monday, January 25, 2016
UK Mortgage Interest Rates Are Still Falling - So take Advantage! / Housing-Market / Mortgages
At the end of last year, rumours about a base rate rise in the near-future reached boiling point, but it appears that providers were unaffected by the predictions and chose not to increase their rates – instead, Moneyfacts.co.uk can reveal that fixed mortgage rates have continued to fall across all loan-to-values (LTVs) and terms.
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Monday, January 11, 2016
Think Tiny When it Comes to 2016 Real Estate Investments / Housing-Market / UK Housing
Larissa James writes: For years, homes have been getting bigger and bigger. As a result, real estate investors have tied their money up in massive properties and McMansions. And while there will always be a demand for large luxury homes, there’s a growing trend that’s evolving into a new real estate investment opportunity. They’re classified as “tiny homes,” but cash flow is anything but tiny for those willing to take on new risks.
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Tuesday, January 05, 2016
Countdown to the End of UK Housing Market Help to Buy Phase 2 / Housing-Market / UK Housing
In December this year the mortgage market will wave goodbye to the Help to Buy Mortgage Guarantee Scheme. Since its introduction, the scheme has had a profound effect on the 95% loan-to-value (LTV) mortgage market, giving it a significant boost at a vital time.
As a result of the impetus from the scheme, data from Moneyfacts.co.uk can reveal that the number of mortgages at 95% LTV has risen from 56 in October 2013 to 249 today – a 444% increase.
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Tuesday, January 05, 2016
Government 'Processing Error' Sinks U.S. Housing Market Reports for Entire Year / Housing-Market / US Housing
Huge "Processing Error" in Government Housing Data
When I saw some of the upwardly revised GDP estimates in 2015 I thought they were too good to be true, and that downward revisions were coming.
I had almost given up on that idea, but I was correct all along.
Last month, construction spending was reported to be up 1%. Today we see it was only 0.3%. Economists, being perpetual optimists, came up with a consensus estimate for this month of +0.7% The actual result is -0.4%, over a full percentage point below the consensus and nearly a pull point lower than the lowest estimate of +0.5%.
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Wednesday, December 30, 2015
China Impending Real Estate Housing Market Crash / Housing-Market / US Housing
We woke up this morning to find oil prices weighing on the market… again… with China suffering the biggest losses. Oil prices have already kept stocks at bay in the best time of the year.
Funny how this “Santa Claus” rally that I predicted wouldn’t happen this year, didn’t. The last time was in 2007 and 2008 – the last years the stock market crashed.
Sunday, December 27, 2015
UK Climate Change Floods Crisis to Hit House Prices 2016 and Beyond / Housing-Market / UK Housing
Whilst Britain was still dealing with the consequences of the floods of the northern most regions of England of barely 3 weeks ago, now the conveyor belt of heavy rainfall has been working its way down the length of Britain to encompass much of the North of England, Yorkshire and Lancashire and increasingly starting to impact on central England. These are further signs of the real consequences of climate change as the diverging Jet Stream, a conveyor belt for dumping heavy rainfall onto Britain is increasingly becoming a common occurrence that is likely to persist for many more months with the next heavy deluge expected Wednesday.
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Tuesday, December 22, 2015
U.S. Housing Market Warning - Don’t Sit On Your Real Estate! / Housing-Market / US Housing
I suppose you could say we have World War II to thank.Upon returning from the war, soldiers had their GI benefits to enjoy and a deep-seated desire to start a family. And so was born (quite literally) the baby boom, and an accompanying surge in home buying.
Out of the ashes of destruction arose an American middle class and the first generation able to more broadly buy homes with long-term mortgages.
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Tuesday, December 22, 2015
UK Mortgage Interest Rates Recap of 2015 / Housing-Market / Mortgages
The year of 2015 will been seen by many as the year of the mortgage: competition increased until it reached boiling point, with all sectors of the market becoming embroiled in a fight for borrowers. As a result, rates plummeted until they eventually reached new all-time lows.
Indeed, calculations from Moneyfacts.co.uk based on the average two-year fixed rate mortgage show that a new borrower would now be £805.44* a year better off than they were a year ago.
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Tuesday, December 15, 2015
Yorkshire Building Society New 3.68% Two-year Fixed Rate Mortgage / Housing-Market / Mortgages
Below is a new product, which has been rated ‘outstanding’ by Moneyfacts.co.uk, the highest rating we award.
Yorkshire Building Society has just launched a new two-year fixed rate mortgage priced at 3.68% until 31.1.18. This deal is for first and second-time buyers who borrow £50,000 up to a maximum of £500,000 at 95% loan-to-value (LTV). A fee of £975 is payable, of which £845 can be added to the mortgage.
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Monday, December 14, 2015
London Housing Market House Prices Forecast 2016-2018 - Video / Housing-Market / UK Housing
London's housing bull market continues to gallop along at an astonishing pace which depending on which measure one looks at ranges from an annual rate of between 8% and 12%, and that the most recent surge higher has now lifted the average London house price to over an eye watering £600k! Pushing London house prices affordability ratio's upwards of X10 average London earnings, pushing London properties out of the reach of even the professional middle classes, let alone the army of working class necessary to keep the metropolis ticking over. Where many prospective home buyers are being forced to adopt extreme measures such as shared ownerships or be convinced by highly polished sales pitches that a tiny box studio flats priced at £300k+ in run down areas sold as up and coming are a very good deal! So buy now before it is snapped up by someone else, probably who has yet to even set foot in Britain which highlights London's ultimate safe haven status, not just for the worlds people but capital of tax evading billionaires and people of more ordinary means plowing billions into London's better than gold property market each year.
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Friday, December 11, 2015
UK House Prices, Immigration and London Property Bubble Mania Housing Market / Housing-Market / UK Housing
London's housing bull market continues to gallop along at an astonishing pace which depending on which measure one looks at ranges from an annual rate of between 8% and 12%, and that the most recent surge higher has now lifted the average London house price to over an eye watering £600k! Pushing London house prices affordability ratio's upwards of X10 average London earnings, pushing London properties out of the reach of even the professional middle classes, let alone the army of working class necessary to keep the metropolis ticking over. Where many prospective home buyers are being forced to adopt extreme measures such as shared ownerships or be convinced by highly polished sales pitches that a tiny box studio flats priced at £300k+ in an run down (up and coming) area are a very good deal! So buy now before it is snapped up by someone else, probably who has yet to even set foot in Britain which highlights London's ultimate safe haven status, not just for the worlds people but capital of tax evading billionaires and people of more ordinary means plowing billions into London's better than gold property market each year.
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Thursday, December 10, 2015
U.K. Buy-To-Let King Liquidates Entire £250 million Property Portfolio - Video / Housing-Market / Buy to Let
Excerpt: Just a little video here about the UK housing market
really an interesting article in The Daily Telegraph that the title is
Fergie's Wilson Britain's most iconic buy to let investor sells up all nine
hundred houses for 250 million pounds for people around the world by two lakh
basically is one you you buy a house just to rented to someone else as an
investment in its quiet quite popular in the in the UK the last ten fifteen years
the rules and regulations have been quite favorable for buy to let investors
Wednesday, December 09, 2015
BSA Property Tracker Reports that Barriers to UK Home Ownership are Shrinking / Housing-Market / UK Housing
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments:
“The finding that major barriers to home ownership have fallen to a six-year low is great news for first-time buyers and instils greater confidence in the housing market.
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Tuesday, December 08, 2015
UK Climate Change Floods House Prices Crash Could Hit 20% of Properties / Housing-Market / UK Housing
What were supposed to be once in century floods are now occurring every 5 years or so as the North of England has been witnessing this past week, as the consequences of climate change is starting to make it's real extreme weather effects become manifest with costly consequences for home owners and not just in terms of costly repairs and replacements but the negative hit on house prices right across the UK as the escalating future consequences of climate change will increasingly be factored into home buying decisions.
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Tuesday, December 08, 2015
Sitting Uncomfortably on Your SVR Mortgate Interest Rate? / Housing-Market / Mortgages
Back in 2013 the Funding for Lending Scheme had a major impact on the mortgage market, leading to the introduction of what were at the time the lowest rates we had ever seen, particularly for two-year fixed deals. However, consumers who snapped up these deals are now coming to the end of their fixed terms, which means that many will soon start paying their providers’ revert rate. But data from Moneyfacts.co.uk shows that by sitting on the revert rate, borrowers could potentially see their repayment costs shoot up by almost £3,500 a year.
Tuesday, December 08, 2015
The U.S. Housing Market Needs to Watch Out For China! / Housing-Market / US Housing
The New York Times ran an article on Sunday talking about how the Chinese invasion of U.S. real estate is only expanding.They aren’t just buying condos in Manhattan or McMansions in Silicon Valley – they’re buying properties in new developments in places like Plano, TX, just north of Dallas.
In the market for homes over $1 million, the Chinese make up one out of every 14 buyers – which is huge. In the top tier markets in San Francisco, Orange County or Manhattan, they can be 50% or more!
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Saturday, November 28, 2015
Sheffield Houses Prices 2015, Best Estate Agents As Rated by Buyers and Sellers / Housing-Market / Sheffield
Sheffield is Britain's fifth largest city with an estimated current population of 575,000 that occupy's the south west quadrant of the county of South Yorkshire, part of the Yorkshire and Humber region. Sheffield given its central UK position, prominent rail and motorway links is a favourable destination for national and international migrants from nearby towns and further afield given its relatively affordable house prices, especially when compared against the South East. Sheffield has a very active housing market with over 2,500 properties on the market at any one time and with nearby Rotherham another 1,000 that generates more than £2 million in commissions annually shared out between more than 20 local estate agents.
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