Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Monday, April 04, 2016
War on UK Buy to Let Property Market Sector Intensifies, Flats Particularly Perilous / Housing-Market / Buy to Let
By: Nadeem_Walayat
The latest bad news to hit the UK buy to let rental property investment sector was the announcement from the Bank of England to make conditions on buy to let mortgages much more stringent by going beyond the current norm of just mortgage interest being covered by the anticipated market rents, instead it has been proposed that at a minimum rent should be at 125% of mortgage interest payments, as well as taking into account all other costs incurred such as repairs, tax and voids, as part of a continuing trend to to make more properties available to first time buyers, that property investors have been busy buying up for well over a decade that has resulted in making it near impossible for first time buyers to step onto the bottom rung of the property ladder in many areas of the UK.
Wednesday, March 30, 2016
The Bank of Frankenstein is to Blame for UK Buy-to-Let Housing Bubble - Video / Housing-Market / Buy to Let
By: Mario_Innecco
Transcript Excerpt: I it's Wednesday March 30th 2016 I'll be talking today about the bank of
Frankenstein and he might wonder what's he talking about
while actually is the Bank of England's
the reason I call it Frankenstein and I assume most of you know the story
Victor Frankenstein written by Mary Shelley he was the guy who played God
and created a creature out to me and you know whatever you know science and he
created a creature which is usually called frankenstein but actually it was
Victor Frankenstein who created the monster or rich and he lost control of
that monster and you know we didn't didn't add up well that story the story
Thursday, March 24, 2016
BBA statistics show that UK mortgage borrowing is 33% higher than a year ago / Housing-Market / Mortgages
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments: “Mortgage borrowing has shown yet another year-on-year rise, which is unsurprising considering that rates in the mortgage market are still falling to new all-time lows. For example, the average two-year fixed mortgage rate has decreased from 3.06% to 2.56% in just 12 months, while the average five-year fixed rate has dropped from 3.60% to 3.20% over the same period.
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Wednesday, March 23, 2016
UK House Asking Prices Break Above £300k! Housing Market Paralysis / Housing-Market / UK Housing
By: Nadeem_Walayat
Apparently according Rightmove average UK house asking prices (for England & Wales) have now breached the £300k price level for the first time ever, currently standing at £303,190 against Februarys 299,287. And for comparison the previous bull market peak was £236k, whilst asking prices bottomed out in 2009 at £215k and where most of the surge higher has come during the past 3 years, a rise of 24%.
Monday, March 21, 2016
UK House Prices - This is London Falling / Housing-Market / UK Housing
By: EWI
Editor's note: The following article is adapted from the State of the Global Markets Report--2016 Edition, one of the most anticipated annual reports for technically minded investors and analysts around the world. For a limited time, we are making the report available 100% free of charge. After that, it goes to $99 per download, where it will stay for the rest of the year. Click here to get your free copy now >>
Monday, March 21, 2016
As Housing Markets Increase, Millennial Generation Purchases more Homes / Housing-Market / Global Housing Markets
By: Submissions
Kumarpal Shah writes: The housing market is booming, houses are for sale left and right and the interest rate is increasing, and believe it or not millennial are buying houses. With first time homebuyers on the market it is important to learn how to get the best loan for you.
A few years ago the housing market was in a crisis but for investors it was the best time to a buy a house. Unfortunately for those shopping for a house now the housing market is not as favorable. Prices of homes have increased, interest rates are soaring, and the people benefiting are those who are selling.
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Wednesday, March 16, 2016
U.S. House Prices Forecast 2016 - Video / Housing-Market / US Housing
By: Nadeem_Walayat
The most recent release of US House prices data for December 2015 (Case Shiller 10 City Composite) continues to show little change at 197.21 against 197.40 of 4 months earlier which means that US house price inflation has spent virtually the whole of 2015 within a tight range of between +5% and +4%, which whilst stable is nevertheless a far cry from early 2014 that had house price inflation galloping ahead at near 14% per annum.
Tuesday, March 15, 2016
Sharp Rise in UK Mortgage Deal Freebies / Housing-Market / Mortgages
By: MoneyFacts
In recent years the mortgage market has become an arena for fierce competition, with providers vying to have the lowest deals on the market to attract new customers. But as rates have been slashed, providers have begun to look beyond the headline rate in order to catch the eye of new borrowers. As a result, more and more providers are choosing not to compete on price alone but to also focus on the incentive packages accompanying their mortgages.
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Monday, March 14, 2016
UK Property Equity Release Market Responds to Rising Demand with Greater Choice / Housing-Market / Mortgages
By: MoneyFacts
The equity release market is responding to increasing demand from elderly homeowners looking to unlock cash from their homes with a wider range of products and options, according to new research by Moneyfacts.
The research, which focused on the current offerings available in the equity release market, found that there are now 70 different lifetime mortgage equity release deals available covering a wide range of options and loan-to-values (LTVs), an increase of 34% on the number of deals available last year and more than double the total number from three years ago (see the table below).
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Monday, March 14, 2016
U.S. House Prices Forecast 2016, Crash or Continuing Housing Bull Market? / Housing-Market / US Housing
By: Nadeem_Walayat
The most recent release of US House prices data for December 2015 (Case Shiller 10 City Composite) continues to show little change at 197.21 against 197.40 of 4 months earlier which means that US house price inflation has spent virtually the whole of 2015 within a tight range of between +5% and +4%, which whilst stable is nevertheless a far cry from early 2014 that had house price inflation galloping ahead at near 14% per annum as illustrated by the below momentum graph.
Thursday, February 25, 2016
New U.S. Home Sales Unexpectedly Plunge 9.2%, Median House Prices Down 5.7% / Housing-Market / US Housing
By: Mike_Shedlock
New Home Sales Report Dismal Many Ways
Today's new homes sales report was a disaster. Sales fell 9.2% overall, sales in the west plunged 32%, the median price fell 5.7%, and supply rose to 5.8% from 5.1%.
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Wednesday, February 24, 2016
UK Housing Market Mortgage Lending Surges by 38% / Housing-Market / Mortgages
By: MoneyFacts
“The latest statistics from the BBA show that mortgage approvals are up 38% from last year. The rise has been greatly helped by intense competition in the mortgage market, with every loan-to-value (LTV) and fixed rate being fought over by lenders wanting to gain pole position. As a result, the average two-year fixed mortgage rate, for instance, has dropped from 3.14% to 2.56% in the space of just one year.
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Wednesday, February 24, 2016
U.S. Housing Market at the Edge of Another Huge Cliff? / Housing-Market / US Housing
By: EWI
Time and again, we've said that financial markets do what they do despite the Federal Reserve.
When the central bank raised its key rate in December for the first time since 2006, many thought that would translate into higher mortgage rates.
Instead, mortgage rates are nearly as low as they've ever been. A Feb. 12 CNBC headline reads:
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Tuesday, February 23, 2016
First-time UK Homes Buyer Mortgage Deals Edge Towards Pre-crash Levels / Housing-Market / UK Housing
By: MoneyFacts
In the aftermath of the economic downturn mortgage choice at 90% and 95% loan-to-value (LTV) became woefully limited. However, research from Moneyfacts.co.uk shows that product availability for borrowers with small deposits has now expanded to reach its highest level since April 2008.
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Friday, February 19, 2016
2016 Tax Tips for Landlords and Real Estate Investors / Housing-Market / Global Housing Markets
By: Larissa_James
As a landlord or real estate investor, one of the most important tasks you face each year is filing your tax return. Even the smallest slip-up can result in major losses or penalties. As such, you wan to be very careful in how you proceed. Let’s take a look at a handful of the top tips for 2016.
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Monday, February 08, 2016
UK Mortgage Fees Hit 21-month High / Housing-Market / Mortgages
By: MoneyFacts
With over 4,500 mortgage products for borrowers to choose from it’s unsurprising that those seeking the most cost-effective deal can become confused by the array of choice available.
Assessing the overall value of a mortgage is becoming even more crucial as research from Moneyfacts.co.uk shows that borrowers are now stumping up more cash to arrange a mortgage, with the average mortgage fee today being a full £68 higher than in June 2014 - a 21-month high.
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Tuesday, February 02, 2016
UK Buy-to-let Market Unfazed by Stamp Duty Changes / Housing-Market / Buy to Let
By: MoneyFacts
Yesterday saw the close of the Treasury’s consultation on higher rates of Stamp Duty on additional properties. However, data from Moneyfacts.co.uk can reveal that, despite all the talk surrounding the sector, buy-to-let (BTL) mortgage rates are continuing to drop.
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Monday, January 25, 2016
UK Mortgage Interest Rates Are Still Falling - So take Advantage! / Housing-Market / Mortgages
By: MoneyFacts
At the end of last year, rumours about a base rate rise in the near-future reached boiling point, but it appears that providers were unaffected by the predictions and chose not to increase their rates – instead, Moneyfacts.co.uk can reveal that fixed mortgage rates have continued to fall across all loan-to-values (LTVs) and terms.
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Monday, January 11, 2016
Think Tiny When it Comes to 2016 Real Estate Investments / Housing-Market / UK Housing
By: Submissions
Larissa James writes: For years, homes have been getting bigger and bigger. As a result, real estate investors have tied their money up in massive properties and McMansions. And while there will always be a demand for large luxury homes, there’s a growing trend that’s evolving into a new real estate investment opportunity. They’re classified as “tiny homes,” but cash flow is anything but tiny for those willing to take on new risks.
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Tuesday, January 05, 2016
Countdown to the End of UK Housing Market Help to Buy Phase 2 / Housing-Market / UK Housing
By: MoneyFacts
In December this year the mortgage market will wave goodbye to the Help to Buy Mortgage Guarantee Scheme. Since its introduction, the scheme has had a profound effect on the 95% loan-to-value (LTV) mortgage market, giving it a significant boost at a vital time.
As a result of the impetus from the scheme, data from Moneyfacts.co.uk can reveal that the number of mortgages at 95% LTV has risen from 56 in October 2013 to 249 today – a 444% increase.
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