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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Thursday, October 18, 2018

Best Waterproof Compact Camera Olympus Tough TG-5 Review - Unboxing / Personal_Finance / Reviews

By: HGR

If you have been looking for a rugged compact camera that you can go swimming with then you undoubtedly will have come across the Olympus Tough TG-5 that is priced towards the top of the range these cameras between £320 and £400, against an average price of about £200 for the range for waterproof cameras. So in this comprehensive series of videos we put the Olympus Tough TG-camera through it's paces to see if it actually delivers all that it promises. Where this video covers what you actually get in the box.

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Personal_Finance

Thursday, October 11, 2018

SMIGGLE Advent Calendar 2018 UK Contents - A Look Inside! / Personal_Finance / Shopping

By: Anika_Walayat

Thinking of buying the new SMIGGLE advent calendar but wondering exactly what's inside, and is it worth the £25 price tag (discounted to £22.50 in Sheffield). Well wonder no more as we open up TWO SMIGGLE Calendars to see what goodies it contains. Two calendars because we wanted to make sure that the items don't vary from calender to calendar.

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Personal_Finance

Thursday, October 11, 2018

SMIGGLE Shopping Binge! Pencil Cases, Smigglets and Giant Backpacks Review / Personal_Finance / Shopping

By: Anika_Walayat

Anika and Eliza just can't resist SMIGGLE, so of they went for another shopping trip to the local Smiggle store in Meadowhall, Sheffield, returning with loads of New Smiggle stuff, including pencil cases, rubbers, SMIGLETS and an amazing giant SMIGGLE backpack, about twice the volume of her old SMIGGLE backpack.

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Personal_Finance

Monday, October 08, 2018

The Income for Life Playbook / Personal_Finance / Investing 2018

By: Submissions

Dear Reader,

This is going to cause some waves…

Our income expert Greg Robinson has just released a brand-new book revealing how the financial industry is bleeding your savings and investments dry to make themselves richer!

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Personal_Finance

Friday, October 05, 2018

How To Choose The Right Kind Of Used Car Platform / Personal_Finance / Motoring

By: Submissions

Choosing the right kind of used car platform is not always an easy task. As with most things, there’s a lot of different factors to consider and many different options which need to be thought about before a decision can be reached.

However, the problem that a lot of people run up against is that they don’t know what needs to be considered when it comes to choosing a used car platform. Because of this, they don’t wind up going to the right place and getting the best deals. To try and help you to understand exactly what you need to consider when it comes to used car platforms, we’re going to look into a few of the different options here and now.

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Personal_Finance

Tuesday, October 02, 2018

IKEA Flat Pack Wardrobe vs Land Rover Discovery Sport Boot / Personal_Finance / Motoring

By: N_Walayat

Whilst shopping at IKEA to buy a TV stand on the spur of the moment I also bought a large wardrobe because it was cheap (£65). However, I had not measured whether the two big flat pack boxes at 1.89 metres long and 60 or so cm wide would fit in the Land Rover Discovery Sport. I hoped they would, anyway watch the video to see what happened which acts as a good guide as to how long an object one can get into a Land Rover Discovery Sport.

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Personal_Finance

Thursday, September 27, 2018

What the Decline of Cash Means for the Global Economy / Personal_Finance / War on Cash

By: Steve_Marks

If there's one economic trend that has quickly come to define the nature of money and the future, it's the decline of cash. Currently, it's estimated that a mere 8% of all global wealth actually exists in a physical cash format. The rest is just numbers on a screen, with no physical presence whatsoever.

While this is unlikely to ever become an overnight issue, unless everyone in the world decided they all wanted to withdraw their life savings at the same time, it does raise some interesting questions about the future. The proportion of physical cash left in the world is shrinking fast and very soon cash as we know it may not exist at all. Here's what this may mean for the global economy.

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Personal_Finance

Wednesday, September 26, 2018

Best Ways to Finance Your Studies in Abroad / Personal_Finance / Student Finances

By: Submissions

Studying abroad is a dream of many Indian students. Studying abroad is quite difficult for a student of middle class as it is expensive. There are few benefits of studying abroad. The foremost thing is that you have to look care of all your things by your own; initially it will be very tough to adjust with the busy life. You can either take a loan or start a part time job to get yourself financed. Doing a part time is not a good choice as getting involved in any official work will not allow much time for your studies. You can go for taking an educational loan from a banks. Malaysia is now a preferred destination for  students seeking higher education.

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Personal_Finance

Saturday, September 22, 2018

Bitcoin Trader SCAM WARNING - Peter Jones, Dragons Den Fake Facebook Ads / Personal_Finance / Scams

By: Nadeem_Walayat

Earlier today whilst posting my most recent gold video on the Market Oracle's facebook group page, I immediately noticed a side link featuring an image of Peter Jones accompanied with the worrying message -

"Peter Jones In Deep Trouble"
http://businessinfodaily.com
The Family Of Peter Jones Are Shocked After Recent Bombshell Report."

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Personal_Finance

Thursday, September 20, 2018

5 Things to Keep in Mind When Buying a Luxury Car in Dubai / Personal_Finance / Motoring

By: Justin_Weinger

Dubai is one of the posh cities where you would find luxury cars of various brands taking stroll on the lavish streets. Well, this can be quite exciting and also thought-provoking at the same time. What are the procedures that are required to buy a luxury car in Dubai and what are the things to be kept on mind when you are investing in a luxury car while you are in Dubai.

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Personal_Finance

Wednesday, September 19, 2018

Inflation Eating into 99% of Standard UK Savings Accounts / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers are still being left at the mercy of inflation eroding their hard-earned cash, despite a boom in the number of rate rises in the market. Today, less than 1% of the standard savings market can beat a return of 2.70%, meaning that 99% of the standard savings account market* is being eroded by inflation.

Savings rate increases have outweighed cuts for 19 consecutive months, with Moneyfacts.co.uk recording 219 rate rises in August compared with just 28 cuts. Furthermore, statistics released today show the Consumer Prices Index (CPI) rose to 2.7% during August, meaning there are only 4 fixed rate bonds (based on a £10,000 deposit) that can match or beat inflation*. Within that, there are just 2 fixed bonds that beat 2.70%, which represents less than a 1% share of the standard savings market.

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Personal_Finance

Tuesday, September 18, 2018

Keep Your Money Separate from Your Spouse says Wall Street Veteran / Personal_Finance / Money Saving

By: Jared_Dillian

I met my wife at gifted and talented camp in the summer of 1989, when I randomly put my head in her lap and asked for a kiss.

Boy, did I get lucky.

I got lucky because we are both frugal and didn’t even know it. We didn’t fill out a questionnaire on money habits before we kissed each other.

Some people have the misfortune to be frugal and fall in love with a high roller.

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Personal_Finance

Sunday, September 16, 2018

Flowering Bird of Paradise Plant's Life Cycle (UK) / Personal_Finance / Gardening

By: Anika_Walayat

Anika's Bird of Paradise Plant has finally flowered after 3 long years, so here is the life cycle of of what to expect from a Bird of Paradise Plant Flower, right from when it first appears, blossoms and then very slowly dies back over a good 6 months to reveal it's final secret when the spent flower is cut from the plant.

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Personal_Finance

Sunday, September 16, 2018

How to Add Zoom to SmartPhone Cameras - MUIO Telescope 12X55mm Review / Personal_Finance / Mobile Technology

By: HGR

The cameras in today's smartphone's such as the Samsung Galaxy S7,S8 and S9 are better than today's compact cameras costing in the region of £200. For instance better slow motion and higher resolution 4K footage when the compacts are still carrying HD specs. So why do most amateur photographers and film makers still rather prefer a cheaper lower quality compact camera than a smartphone? Well its the lack of zoom on smartphone's, so here after much searching on Amazon I settled on the 12X50mm telescope by MUI that cost £30 at the time of review (Amazon UK £30 https://amzn.to/2QErj2y).

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Personal_Finance

Thursday, September 13, 2018

Does Gambling Regulation Work - A Case Study / Personal_Finance / Gambling

By: Submissions

Sunil Singh writes: Time and time again, we as a species have tested the notion of prohibition, and time and time again, it completely fails. It doesn’t matter whether it’s alcohol in the 1930s, cannabis since the 1960s, or banned Western movies in the likes of Soviet Union and North Korea. If people want to do something, they will find a way.
 
One of the largest problems with prohibition is that it gives rise to a black market. Depending what is being prohibited, this can have rather dangerous consequences. We’ve all heard the stories of poisonous liquor pushed out by the mob in prohibition America. Likewise, recreational drugs distributed on black markets have absolutely no quality control. Examples where a policy of decriminalisation or legality show how sensible regulation is more effective than outright prohibition. Do you think you’d be able to buy a bag of cannabis tainted with fibre glass to increase its weight from a licensed dispensary in Colorado? Well, you can in the UK where the substance is still illegal.

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Personal_Finance

Tuesday, September 11, 2018

Best Car Jump Starter 2018 Review - Oittm 1500A Peak Current Battery Booster / Personal_Finance / Motoring

By: HGR

This a review of the Oittm car jump starter that can apparently jump start a 6.5 litre diesel engine that I bought from Amazon for £80. My wife's car battery fails every few months probably because of the way she drives with lights permanently on. So I was hunting for a compact car battery jump starter so I don't need to come out and Jump start the car every few months and finally settled on this one by Oittm because it also has 2 USB ports so I can use to for more than just Jump starting cars i.e. a mega battery pack when out and about.

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Personal_Finance

Monday, September 10, 2018

Cadbury Easy to Win Premier League Match Football Prize EVERY Week! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Here's another heads up the Cadbury's current "Match and Win" promotion in conjunction with the Premier Football League which features well over 1 million prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies. Watch our latest video on this promo for why this is a must enter promo for compers as the probability for a win EVERY week is very high!

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Personal_Finance

Tuesday, September 04, 2018

Top Tips for Winning Cadbury Match and Win Premier league Football Tickets / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Here's our top tip for maximising wins in Cadbury's Premier League Football Match and Win promotion which features well over 1 million prizes that range from the top prize of a pair of VIP match day tickets (X10), all the way to 1 million Cadbury FC Goodies. But before you head out to the shops to buy loads of cadbury's products, watch our video for a top tip that WILL save you a lot of money whilst maximising your chances of winning a prize!

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Personal_Finance

Monday, September 03, 2018

UK Savers Denied Full Base Rate Rise on Easy Access Accounts / Personal_Finance / Savings Accounts

By: MoneyFacts

As we predicted in August, the savings market hasn’t yet fully benefitted from the base rate rise, which savers may have expected. Now one month on, the latest research from Moneyfacts.co.uk can reveal that many of the nine biggest high street banks* have failed to pass on the 0.25% rate rise to their easy access accounts. In fact, the average easy access rate has risen by just 0.06% since last month.

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Personal_Finance

Monday, September 03, 2018

The Four Different Types of Debt Consolidation Loans / Personal_Finance / Debt & Loans

By: Dylan_Moran

It can be tough to pay off your debts, and the problem is only exacerbated if you have to pay off debt from a range of credit cards, loans, and other kinds of debts. Most people who find themselves in bad debt consider taking on a debt consolidation loan to solve their problems.

A debt consolidation loan is basically a large loan that combines all your different debts into a single loan that is generally offered at a lower interest rates. These kinds of loans are particularly valuable to those with high interest rates. Combining all of your outstanding debts like this makes it easier to manage your monthly repayments and other bills. There are several different kinds of debt consolidation loans out there. The following are the main four types.

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