Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.Friday, July 07, 2017
Find Out How to Amazon-Proof Your Real Estate Portfolio / Housing-Market / US Housing
I recently heard Amazon, the world’s largest online retailer, described as a “bull in a china shop” for the way it’s disrupted industry after industry.But that’s really the wrong analogy. An angry bull lashes out erratically, goring or trampling whatever happens to be in front of it at the moment. Amazon is far too mechanical for that.
The better comparison for Amazon would be a steamroller. Like a steamroller, Amazon slowly and methodically flattens everything in its path.
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Tuesday, July 04, 2017
UK House Prices ‘On Brink’ Of Massive 40% Collapse / Housing-Market / UK Housing
– UK house prices on brink of massive 40% collapse
– UK at ‘edge of worst house price collapse since 1990s’
– Two leading economists warn of property crash
– “We are due a significant correction in house prices”
– Brexit and wages failing to keep up with inflation to trigger collapse
Monday, July 03, 2017
UK Average Fixed Mortgage Arrangement Fee Breaches £1,000 / Housing-Market / Mortgages
Competition in the mortgage market has reached full throttle, with borrowers seeing some of the lowest rates on record, particularly in the fixed rate market. However, despite this ongoing price war, the latest research from moneyfacts.co.uk shows that fees on fixed rate mortgages are on the rise, having now reached their highest point since August 2013.
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Friday, June 30, 2017
Canada Real Estate Bubble / Housing-Market / Canada
I’ve been seeing a lot in the news lately about Canadian and Australian real estate prices. Here’s just a sampling:New Brunswick real estate offers a lesson on peak housing prices
Condo flipping on the rise as Vancouver market heats up
Face it Canada – you’re a real estate addict and no one wants a cure
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Monday, June 26, 2017
Increased Choice in UK Credit Impaired Subprime Mortgages / Housing-Market / Mortgages
While the subprime market all but died out after the financial crisis, the latest figures from moneyfacts.co.uk show that credit impaired mortgages are starting to make a comeback, with the number of credit impair deals having increased by 167 products in the past quarter.
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Thursday, June 22, 2017
Grenfell Fire: 600 of 4000 Tower Blocks Ticking Time Bomb Death Traps! / Housing-Market / UK Housing
As suspected the use of combustible cladding that the residents of Grenfell Tower paid a heavy price for is widespread across Britain's social housings sector, not a dozen suspected tower blocks, or even 100, but as many as 600 of Britain's 4000 Tower blocks could be primed to first gas (cyanide) and then incinerate their residents.
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Sunday, June 18, 2017
Are Sheffield's High Rise Tower Blocks Safe? Grenfell Cladding Fire Disaster! / Housing-Market / UK Housing
The residents Grenfell Tower have paid the heavy price for the cladding refurbishment craze that has been sweeping Britain for the past decade. One of 30 to 50 year old social housing tower blocks, many of which that should have been demolished but instead are being dolled up with cladding and insulation to reduce energy costs to make them externally more appealing to both residents, visitors and most importantly nearby affluent areas as was the case with Grenfell Tower, a pocket of social housing in Kensington, probably the most affluent area of Britain.
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Wednesday, June 14, 2017
UK Housing Market Forecast to Take Hit on Political Uncertainty / Housing-Market / UK Housing
- Growing evidence of slowdown in UK property market
- Slow-down in activity in UK housing market in run up to UK election
- Average UK house prices dropped in the three months to May
- Halifax report annual house price growth fallen to a four-year low of 3.3 percent.
- “Political instability breeds procrastination on the part of homebuyers and sellers”
- Sterling drop will increase divide in housing market, first time buyers continue to struggle
- House price growth has lost momentum, volumes continue to drop
Monday, June 12, 2017
UK SVR Difference Closing in on Mortgage Averages / Housing-Market / Mortgages
Moneyfacts UK Mortgage Trends Treasury Report data, available today, shows not only that borrowers who are coming off a two-year fixed rate deal this month are more likely to remortgage from their SVR than at any time since October 2008, but also that by doing so they will be saving approximately the cost of a two-year variable rate
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Monday, June 05, 2017
Six-month Review of the UK Mortgage Landscape / Housing-Market / Mortgages
The first half of 2017 has seen the mortgage market ramp up its competition yet again, with providers fighting for borrowers’ attention. As a result, research from moneyfacts.co.uk shows that the average five-year fixed rate has fallen by 0.04% since January.
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Tuesday, May 23, 2017
First-time Buyers Finding Help to Buy ISAs Less Helpful / Housing-Market / Mortgages
Whilst figures from the Office for National Statistics show that house price rises have slowed recently, those looking to get on the first rung of the housing ladder are still faced with the daunting task of gathering together a substantial deposit. With the latest research from moneyfacts.co.uk showing that the top-paying rates on the Government-backed Help to Buy ISA have been slashed by a whopping 1.73% since its launch in 2015, first-time buyers are likely to find it even more difficult to save.
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Monday, May 22, 2017
Buy-to-Let Mortgages for Limited Companies Double / Housing-Market / Mortgages
The Buy-to-Let (BTL) market has faced extra scrutiny recently as landlords have been hit by several BTL tax changes in recent years. As tax reliefs are being cut, landlords are looking at their options, with many considering incorporation. Luckily for them, research from moneyfacts.co.uk shows that the proportion of BTL deals available to limited companies has doubled in just one year.
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Thursday, May 04, 2017
Choose Your Neighborhood Wisely / Housing-Market / Social Issues
To make good on a promise to my wife, a native Texan, we just completed our move from Florida back to Texas.When we left the Lone Star State in 2005 (on her birthday, no less), she told me she’d like to move back when the kids had left the house. With the youngest now a freshman in college, it was time.
We could live anywhere, since my work doesn’t require a geographic center. So last fall we narrowed the search for a new home by considering climate, natural beauty, proximity to a major airport and health care, and travel time to relatives.
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Thursday, May 04, 2017
Irish Property Bubble, Housing Market Will Crash / Housing-Market / Global Housing Markets
Irish Property Bubble? Central Bank Governor Denies Is Bubble
Central Bank of Ireland governor Philip Lane yesterday rejected suggestions of an Irish property bubble and that the economy is on the brink of another housing bubble and said the recent increase in house prices is not indicative of a property bubble forming.
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Wednesday, May 03, 2017
London Housing Market Property Bubble Vulnerable To Crash / Housing-Market / UK Housing
– London property market vulnerable to crash
– House prices in London are falling
– London property up 84% in 10 years (see chart)
– House prices have risen over 450% in 20 years
– Brexit tensions as seen over weekend and outlook for U.K. economy to impact property
– Global property bubble fragile – Risks to global economy
– Gold bullion a great hedge for property investors
Thursday, April 27, 2017
UK Repossessed Houses: do They Still Represent the Best-valued Properties? / Housing-Market / UK Housing
Jake Moore writes: “Repossessions typically come to market 30% under their market value. “ - This commonly used statement is absolutely correct, however, doesn’t fairly paint the picture of the risk vs reward.
Let’s start with desert; reward!
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Monday, April 24, 2017
Mind the Mortgage Gap - High LTV Interest Rates Soar / Housing-Market / Mortgages
Research from Moneyfacts.co.uk reveals that despite average mortgage rates falling across the market, the gap between the 60% loan-to-value (LTV) bracket and the highest LTV band (95%) has expanded. Statistics show the divergence has grown by 0.31% in just six months.
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Wednesday, April 19, 2017
US Housing Market Starts Plunge 6.8% as Sentiment Soars / Housing-Market / US Housing
Unless housing starts data is another one-time affair, and it could be given the volatile nature of housing starts, this recovery is nearly over just as sentiment is peaking.
Econoday notes a 6.8% decline in housing starts for March to 1.215 million units seasonally adjusted annualized (SAAR).
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Monday, April 17, 2017
US Housing Market Mortgage Delinquency Rates Increase & 3X ETFs / Housing-Market / US Housing
Delinquency rates in Single Family Residential Mortgages and other Consumer Loans began to climb through the later half of 2016 and early 2017. The timing of this delinquency rate increase coincided almost identically with the Fed increases in their Funds Rate. Additionally, commercial loan origination stalled for the first time since 2008-2011 (prior to that was a stall in 2000).
As you’ve been likely been following our daily video market analysis, you’ll know that we believe the market is still in a bullish trend and that we expect this upward price action to continue for a while.
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Monday, April 17, 2017
Canada Mother of All Housing Bubbles - Buy Gold in a Hurry! / Housing-Market / Canada
By Shannara Johnson : For centuries, physical gold has served as an effective crisis hedge. When economies take a severe downturn and paper money gets devalued, a stash of gold can save you from losing your shirt.
Our friendly neighbors to the north would do well to remember that wisdom—because they’ve been experiencing the mother of all housing bubbles.
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