Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Thursday, May 22, 2014
UK and US Housing Bull Market Trend Forecasts and How to Profit New Free 300 page Ebook / Housing-Market / UK Housing
By: Nadeem_Walayat
The UK housing bull market has barely begun and already bubble talk fills the media air waves whilst similar bubble talk in the US began a year earlier! The latest media noise concerns mortgage caps and rising interest rates, both are red herrings as the media fail to even be conscious of the primary drivers of this bull market, hence much of which is written will remain several years behind the curve and continue to miss whole bull markets just as the stocks bull market has passed under their collective radar for OVER 5 years! The end of which is supposedly always imminent which is now also repeating towards the housing markets with constant commentary of a an about to burst bubble.
Wednesday, May 21, 2014
U.S. Home Owners Drowning in the American Dream / Housing-Market / US Housing
By: Raul_I_Meijer
According to a new Zillow report, 40% of all US mortgage holders can’t afford to sell their homes. That is 20 million Americans homeowners, 10 million who are downright underwater and another 10 million who are so close to being there that they don’t have the money to cover the cost of selling. And those are still numbers across the spectrum; things are far towards the bottom. ’30% of homes in the bottom price tier are in negative equity, while 18.1% of homes in the middle tier and 10.7% in the top tier are underwater’. If we assume that at the bottom, like across the spectrum, as many people are close to being submerged as those who already are, that would mean 60% of bottom tier borrowers are too poor to sell their homes (i.e. have less than 20% equity).
Monday, May 19, 2014
Mark Carney Smoke and Mirrors Warning of UK Housing Market Bubble Crash / Housing-Market / UK Housing
By: Nadeem_Walayat
Mark 'Money Printing' Carney continued to put up a smoke screen of a UK housing market bubble that needs to burst as he acted to cover his and the Bank of England's backs for being the architects of the current UK housing bull market that continues to accelerate towards an average inflation rate of 10% per annum, which looks set to break to a new all time high within the next few months, whilst the London bubble already stands at a 20% premium to its 2007 bull market peak following waves of foreign buying that seek a safe haven from their own corrupt and always eager to steal the peoples wealth governments.
Saturday, May 17, 2014
U.S. Homeowners Become Renters - Welcome to the Third World America / Housing-Market / US Housing
By: John_Rubino
This morning’s housing report was huge. As one representative headline put it: “Housing starts up sharply; permits highest since 2008″.
Dig just a little deeper and it’s still huge, though in a different way. Turns out that all the increase was in apartment building, while single family homes — the linchpin of what used to be thought of as the American Dream — actually fell yet again. Here’s a brief but on-point analysis from the New York Times:
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Wednesday, May 14, 2014
Are Homebuilder Stocks a Buy Ahead of the Spring? / Housing-Market / US Housing
By: Investment_U
David Becker writes: Homebuilding stocks are down nearly 5% so far in 2014, but as spring approaches, an increase in sales could just be the remedy these shares need. Unfortunately, homebuilders generally underperform in May and June, and higher housing prices and recent disappointing sales data could further erode the prices of homebuilder stocks.
Tuesday, May 13, 2014
The Mortgage Is Due for Fannie and Freddie / Housing-Market / US Housing
By: Money_Morning
Shah Gilani writes: You can call it a bailout, a rakeover – I mean, takeover – or socialism for cash. It’s all that and more.
But, whatever you call it, it’s not going to last.
The $187.5 billion bailout of Fannie Mae and Freddie Mac back in 2008 was absolutely necessary. Before you tell me I’m crazy, let me tell you why…
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Sunday, May 11, 2014
UK Housing Market Bubble Warnings Mainstream Media Mania / Housing-Market / UK Housing
By: Nadeem_Walayat
The mainstream media has been busy this past week regurgitating on a near daily basis warnings of a UK housing market bubble from wide range of academic economics institutions despite the fact that the said institutions never saw the housing bull market coming.
Guardian - Three former chancellors warn of house price bubble
Pressure on the Bank of England and the chancellor to scale back the Help to Buy programme has risen after three former chancellors, including two Conservatives, warned that the scheme needed revision and might be fuelling a house price boom.
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Thursday, May 08, 2014
Profitable Investment Opportunities in a Fragile U.S. Housing Market / Housing-Market / US Housing
By: DailyGainsLetter
George Leong writes: The housing market continues to hold. But there are some warning signs. Famed investor Warren Buffett suggested the housing market was overvalued and due for an adjustment.
Now, while there are some indications of an overhyped housing market, I’m not convinced it’s bubble-like quite yet. But be warned: mortgage rates and interest rates are heading higher. This means it will become more expensive to finance mortgages going forward.
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Tuesday, May 06, 2014
Fastest Rise in UK Mortgage Interest Rates for Over 2 Years / Housing-Market / Mortgages
By: MoneyFacts
Research from Moneyfacts.co.uk reveals that the average rate charged on a two-year fixed rate mortgage (across all LTVs) increased by 0.09% in one month, the fastest increase in the average rate since February 2012 when it rose by 0.13%.
The average two-year fixed rate increased on fourteen (70%) of the twenty business days in April. It fell just three times (15%). Anyone applying for a two-year fixed on 1 April would have been offered an average rate of 3.52%, but by 30 April it would have risen to 3.61%, or an additional £290.88 over the term for a mortgage of £250,000.
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Wednesday, April 30, 2014
Profit Like a Real Estate Mogul Without Buying Property / Housing-Market / Housing Stocks
By: Money_Morning
William Patalon III writes: With a 37% gain in The Blackstone Group LP (NYSE: BX) since late July, we've done really well with our targeted investment in real estate.
And with very quick gains of 9% in BRF SA (NYSE ADR: BRFS), 5.2% in South American agricultural play Adecoagro SA (NYSE: AGRO) and 1.6% in high-tech agribusiness player Neogen Corp. (Nasdaq: NEOG), we're doing well with our plays on (pockets of) accelerating U.S. inflation.
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Monday, April 28, 2014
Why U.S. Housing Market Has Stalled — And Why Everything Else Will Follow / Housing-Market / US Housing
By: John_Rubino
It’s not easy being a mainstream economist. You spend your life building models that become your professional identity. And when those models fail to describe and predict reality, you’re left wondering about the meaning of it all.
The latest case in point is US housing. Keynesian economic models say that if you lower mortgage rates you get more houses bought, sold and built. A nice, simple piece of cause and effect. But today’s mortgage rates are at levels that would have incited a buying frenzy a generation ago, employment is rising — and home sales, home building and mortgage originations are all flat-lining.
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Sunday, April 27, 2014
US Housing Market Is Down For The Count / Housing-Market / US Housing
By: Raul_I_Meijer
Recent news, graphs and data confirm what we have long said would inevitably become clear: the entire global economy appears to have “functioned” through an orgy of refinancing, LBO and M&A lately. That is to say, zombie money has been enthusiastically slushed and re-slushed around to provide commissions, bonuses etc. to bankers and brokers, a process enabled by central bank and government policies in which large amounts of credit were thrown against the wall like so much Jello, hoping – but not demanding – that some would stick. Zero bound interest rates made this process all the more attractive, since it was crucial to lure mom and pop back in. But now, if our eyes don’t receive us, it is reaching its inherent limits. And that’s going to hurt something bad.
Wednesday, April 23, 2014
Fed Follies, U.S. Housing Market Fiasco / Housing-Market / US Housing
By: LewRockwell
So far we have experienced 7 million foreclosures. Beyond that there are still 9 million homeowners seriously underwater on their mortgages and there are millions more who are stranded in place because they don’t have enough positive equity to cover transactions costs and more stringent down payment requirements.
And that’s before the next downturn in housing prices—a development which will show up any day. In fact, another downward plunge is a positive certainty now that the buy-to-rent LBO speculators are rapidly pulling out of those “flash” bull markets in Arizona, California, Los Vegas, Florida and elsewhere. The latter were merely short-lived price eruptions which were an artifact of the Fed’s free money policies.
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Monday, April 14, 2014
London House Prices Bubble, Debt Slavery, Crimea 2.0 - Russia Ukraine Annexation / Housing-Market / UK Housing
By: Nadeem_Walayat
Is London House Price Boom Sustainable? Regional UK House Prices Analysis
Recent data released by the Nationwide illustrates that whilst UK average house prices are rising by near 10% per annum to stand at £180,264 and now just 3% away from their 2007 peak (-3%), meanwhile London has been in a raging bull market for well over a year with prices rising by 18% per annum putting the average at £362,699 which is more than 20% above London's 2007 peak.
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Sunday, April 06, 2014
Australia House Prices Bubble 'Flashing Red', Debt to Income at Record Level / Housing-Market / Austrailia
By: Mike_Shedlock
Australia's housing bubble is back in full swing. Prices rose almost 11 percent over the past year to record levels in absolute terms and near-record levels as a share of household income. Prices in Sydney rose 15 percent.
Household debt as a percent of income surpassed the previous record.
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Wednesday, April 02, 2014
Nationwide UK House Prices 9.5% Inflation, Housing Market on Steroids, Help to Buy Anniversary / Housing-Market / UK Housing
By: Nadeem_Walayat
The Nationwide woke up today to the UK house prices boom underway by reporting that its HP inflation index had risen by 9.5% over the past 12 months to stand at £180,264 as average UK house prices home in on breaking their 2007 peak (-3%), something that London achieved over a year ago having since galloped ahead to stand at an average price of £362,699 which is more than 20% above its 2007 peak.
Tuesday, April 01, 2014
UK Home Solar Panel Installations Good or Bad for House Buying and Selling? / Housing-Market / Solar Energy
By: Nadeem_Walayat
The solar installation industry has been busy for many years convincing home owners with well rehearsed sales pitches and graphs of how much they could earn each year by profiting from FREE energy from the sun to generate their own electricity by installing large arrays of solar panels onto their south-ish facing roofs, that like a contagion soon tend to spread to neighbouring roofs despite the fact that the southern most tip of the Island of Britain lies a good 500 miles north of the start of the optimum zone for generating solar energy.
Monday, March 31, 2014
How to Turn Disappointing U.S. Housing Market Data into Greater Returns / Housing-Market / US Housing
By: DailyGainsLetter
John Paul Whitefoot writes: Since the beginning of 2012, the U.S. housing market has been considered one of the bright spots in an otherwise uneven economic environment. Between 2007 and the end of 2011, the U.S. housing market fell 33%—since then, it has rebounded, climbing roughly 22%.
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Friday, March 28, 2014
How to Increase the Value of Your Home With Loft Conversions / Housing-Market / UK Housing
By: Nadeem_Walayat
Percentage added to the value of ones home is typically 125% to 200% of costs incurred. Typically £30k spent can convert into as much as a £60k increase in value.
If your loft is of at least 2.3 metres in height (centrally) then a loft conversion is one of the easiest ways to add both space and value to your home that can typically yield twice the amount spent. The cost to convert a loft into a layout of 2 bedrooms and 1 bathroom would typically cost £30,000 to £40,000 for a standard dormer window conversion, therefore adding approx £60k to £80k to the value of ones home.
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Wednesday, March 26, 2014
North England's New Mega-city - MANFIELD, Comprising Manchester, Leeds, Bradford, Sheffield, Rotherham... / Housing-Market / UK Housing
By: Nadeem_Walayat
Investing in Future New Mega-Cities
Whilst most house hunters will be viewing properties in terms of what would be a good investment over the next 10 years or so, I tend to gaze much further into the mists of time to try to ascertain what the mega-trends are and then attempt to leverage my wealth towards profiting from them, even if most of the payoff could come beyond my life-time and thus for future generations to profit from.
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