Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Wednesday, May 23, 2018
How Much Is Your House Worth Today? Another Crisis Brewing? / Housing-Market / US Housing
By: Kelsey_Williams
We seem to have come full circle in the past ten years or so. The pipe dream of being a millionaire by virtue of owning a home – any home – is stoking unrealistic fantasies once again.
But, before we get carried away, here is a story about home ownership that might cause you to question the potential reality of that dream.
The house was built in 2007, almost concurrent with the peak in froth and expectation surrounding residential real estate at that time.
Read full article... Read full article...
Monday, May 21, 2018
Free Cash on UK Mortgage Deals Intensify / Housing-Market / UK Housing
By: MoneyFacts
Borrowers navigating the mortgage maze could well be looking for the best possible package to suit their circumstances, and one of the many perks that can stand out is cashback.
Mortgage deals with cashback may not be a new concept, but moneyfacts.co.uk can reveal that the popularity of such offers is growing: some of the newest deals to be launched onto the market recently include a cashback incentive*, with both the number of deals and average cashback amount on the rise.
Read full article... Read full article...
Wednesday, May 16, 2018
What to do When the IRS Comes for Your Property / Housing-Market / Taxes
By: Steve_Marks
Nothing in life is sure except for death and taxes. When it comes to owing the IRS, you can rest your laurels on the fact that sooner or later they will come to collect. When you owe the IRS, there are a handful of ways in which they may come after your assets—one of which is putting a lien on your home. If you’ve received a letter from the IRS notifying you of an impending lien, here are some helpful ways in which you can resolve your debt and protect your property.Read full article... Read full article...
Wednesday, May 09, 2018
It’s Not Supply & Demand Inflating This US Housing Market Bubble / Housing-Market / US Housing
By: Harry_Dent
I recently told our readers about how this latest real estate bubble looks just like the last one. It’s surged about the same, this time peaking a little higher, and has run for about as long.But what’s driving this bubble is totally different than what drove the last one.
The first bubble was thanks to Baby Boomers flooding the market as they surged through their peak home-buying years in unprecedented numbers. They were helped along with the most liberal lending standards in history. Remember the days of subprime, variable rates, and NINJA loans?
Read full article... Read full article...
Wednesday, May 09, 2018
The Top 20 Small Towns Millionaires Call Home / Housing-Market / US Housing
By: Harry_Dent
I came across some interesting data recently…If you’re thinking of retiring or moving to a smaller area that still has some affluence, maybe a few good restaurants, here are 20 small towns that have a high percentage of millionaires.
Millionaires are only 4% of households in the U.S. with an overall median income of $59,039.
Read full article... Read full article...
Wednesday, May 09, 2018
The 20 Cities Most at Risk in US Real Estate Market / Housing-Market / US Housing
By: Harry_Dent
Guess where the greatest real estate gains have been since the Great Recession and the massive QE surge?Florida and California… surprise, surprise!
California real-estate prices have exploded because there’s very limited supply there and Florida prices shot to the moon thanks to that states high domestic and international migration.
Read full article... Read full article...
Tuesday, May 01, 2018
Number of BTL Mortgate Market Deals Breach 2,000 for the Firt Time / Housing-Market / Buy to Let
By: MoneyFacts
The past couple of years have been turbulent for both landlords and buy-to-let (BTL) providers, given the significant changes to regulations and taxation that have occurred. Yet despite this, the latest research from moneyfacts.co.uk shows that the number of buy-to-let products has reached an all-time high – passing the 2000 mark for the first time on record.
Read full article... Read full article...
Thursday, April 26, 2018
How to be Financially Prepared When Purchasing Your First Home / Housing-Market / How to Guides
By: Submissions
Getting ready to purchase your first house can seem like a daunting task. You need to take into account credit scores, mortgages, and down payments. Below is a simple guide that will ensure you are ready to make one of the most significant purchases in your life.
Read full article... Read full article...
Monday, April 23, 2018
Buy to Let Fixed Rate Mortgage Deals for Limited Companies At All Time High / Housing-Market / Buy to Let
By: MoneyFacts
Last year, the tax relief's for buy-to-let (BTL) landlords were cut, meaning that they had to start assessing their options – and becoming a limited company was one of them. With more demand for this type of company, research from moneyfacts.co.uk shows that providers have stepped into the breach and are now offering more fixed products to limited companies than ever before.
Read full article... Read full article...
Tuesday, April 17, 2018
Triggers to Set off the Next US Housing Market Real Estate Collapse / Housing-Market / US Housing
By: Harry_Dent
Did you see the recent Bloomberg article about how Manhattan home sales have tumbled the most since 2009?How about Thursday’s Washington Post article about how new D.C.-area real estate firms have started offering sellers a commission (rather than expecting them to pay one)?
Or the one from CNBC on Wednesday about how mortgage application volume was 5.5% lower last week, from one year ago?
Read full article... Read full article...
Saturday, April 07, 2018
The Biggest Weakness Facing US Real Estate / Housing-Market / US Housing
By: Harry_Dent
Right now, Millennials are the largest cohort of homebuyers in America.And even though they’re waiting longer to get married, start a family, and buy a home… and they’re more likely to skip buying a starter home and opt for a larger property…
They have almost ZERO interest in the massive McMansions the Baby Boomers built. Those behemoths cost a fortune to maintain, they typically lack the desirable open floor plans and high-end amenities Millennials want, and they’re usually located in hellish suburbia, far away from the hip neighborhoods and fun activities.
Read full article... Read full article...
Saturday, April 07, 2018
Looking at My US Housing Market “Doomsday” Map / Housing-Market / US Housing
By: Harry_Dent
Jeff was a small business owner in New Hampshire. One Tuesday afternoon, his neighbor called…“You need to get home NOW! There’s a dumpster in your yard, a padlock on your door, and a bunch of guys are ransacking your house!”
Completely panicked, Jeff dropped everything and raced home. When he got there, he found most of his family’s possessions either in a heap in the front yard or tossed inside the dumpster.
Read full article... Read full article...
Saturday, April 07, 2018
Looking at Real Estate Prices in Major World Cities / Housing-Market / US Housing
By: Harry_Dent
£593,369 – the average price of a house in London in January! (That’s about $829,000.)$1 million plus – what 400 square foot condos go for in Vancouver!
$1.5 million – the cost of a median house in San Francisco!
$20 million – for a 2,000-square foot penthouse condo with a view of Central Park!
Who the hell can afford prices like these?
Read full article... Read full article...
Monday, March 19, 2018
US Housing Real Estate Market and Banking Pressures Are Building / Housing-Market / US Housing
By: Chris_Vermeulen
Early signs that the US Fed may be pushing the envelope of rising rates and creating pressure on banks and borrowers are starting to show up more prominently now. One component of our research at Technical Traders Ltd. is to find data that may be overlooked or ignored by some other researchers. We believe that any pressures or hardships related to general consumers will be seen first in discretionary debt (credit cards, autos, and entertainment/activities). When consumers feel the debt pressure starting to build, they react by cutting back on certain discretionary spending – focusing their purchasing/paying abilities on essential items like food, human necessities (toiletries and other essentials) and maintaining essential components of their lives.
Monday, March 12, 2018
Number of 95% Mortgage LTVs Reach Post Financial Crisis High / Housing-Market / Mortgages
By: MoneyFacts
Moneyfacts UK Mortgage Trends Treasury Report data (not yet published) reveals that the number of 95% loan-to-value (LTV) mortgages has increased by 37 in just one month, surpassing the 300 mark for the first time since April 2008.
Read full article... Read full article...
Thursday, March 08, 2018
London Property Market Sees Brave Bet By Norway As Foxtons Profits Plunge / Housing-Market / UK Housing
By: GoldCore
– Sales in London property market at ‘historic lows’
– 65% fall in pre-tax profits in 2017 to £6.5m reported by London estate agents Foxtons
– Foxtons warns 2018 will ‘remain challenging’ for London property
– Norway’s sovereign wealth fund is backing London’s property market
– RICS: UK property stock hits record low as buyer demand falls
– Own physical gold to hedge falls in physical property
Tuesday, March 06, 2018
Top Things to Look Into When Considering Home Investment / Housing-Market / Investing 2018
By: Kavinesh_A
Investing into a new home or another property can take a significant toll on anyone`s budget. It is a very important investment to make, so you need to carefully examine a few things first before giving away your money. If you have a stable job and steady income then you are in good position to pursue your goal of buying a new house. However, buying new home takes time as well as effort. You have to go through a few processes first in order to make sure that you are getting good value for your investment. Finally, when you buy your new house you should also not forget to insure it. It is advisable for you to pick a good insurance package like iSelect - home & contents insurance so you will eliminate all your worries. Now check out the following things to look into when considering investing into a new home.
Read full article... Read full article...
Monday, March 05, 2018
Five Year Buy-to-let Mortgage Interest Rates Return to Record Lows / Housing-Market / Mortgages
By: MoneyFacts
In April 2016, the buy-to-let (BTL) market faced a stamp duty rule change, whereby BTL purchases would incur an extra 3% surcharge on the stamp duty payable. As a result, many landlords who are looking to buy a property sought to do so before this tax change.
Those who took a two-year fixed rate deal back then will be thinking about remortgaging soon. In attempts to attract these borrowers, research from moneyfacts.co.uk shows that the average five-year fixed rate has fallen to 3.43% – a joint record-low, which was last seen in October 2017.
Read full article... Read full article...
Thursday, March 01, 2018
How Will Brexit Affected the UK Property Market? / Housing-Market / UK Housing
By: Submissions
RW Invest: What will Brexit bring?
Uncertainty. Brexit. And the North West - who really knows what will happen when the UK is scheduled to leave the European Union on Friday 29 March 2019?
But one thing that will remain, is that people will still buy and rent properties - whether that’s student or residential buy-to-let or people wanting to buy their own property. That is something that won’t change.
Tuesday, February 27, 2018
Things to Think About Before Mortgage Refinancing / Housing-Market / Mortgages
By: Kavinesh_A
You have probably thought of the idea to refinance your mortgage in order to gain some benefits. Maybe you think it is a pretty good idea, but you first must know what exactly refinancing involves. Keep in mind that refinancing means applying for a loan from some loan intermediary like the Swedish company Sambla and going through the process from the start. It is like buying completely new house. Due to the many details and other things involved in the process, a good idea is to see a financial or mortgage advisor for advice. That way you will get a clear picture about interest rates and other important things.
Read full article... Read full article...