Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Monday, March 12, 2018
Number of 95% Mortgage LTVs Reach Post Financial Crisis High / Housing-Market / Mortgages
By: MoneyFacts
Moneyfacts UK Mortgage Trends Treasury Report data (not yet published) reveals that the number of 95% loan-to-value (LTV) mortgages has increased by 37 in just one month, surpassing the 300 mark for the first time since April 2008.
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Thursday, March 08, 2018
London Property Market Sees Brave Bet By Norway As Foxtons Profits Plunge / Housing-Market / UK Housing
By: GoldCore
– Sales in London property market at ‘historic lows’
– 65% fall in pre-tax profits in 2017 to £6.5m reported by London estate agents Foxtons
– Foxtons warns 2018 will ‘remain challenging’ for London property
– Norway’s sovereign wealth fund is backing London’s property market
– RICS: UK property stock hits record low as buyer demand falls
– Own physical gold to hedge falls in physical property
Tuesday, March 06, 2018
Top Things to Look Into When Considering Home Investment / Housing-Market / Investing 2018
By: Kavinesh_A
Investing into a new home or another property can take a significant toll on anyone`s budget. It is a very important investment to make, so you need to carefully examine a few things first before giving away your money. If you have a stable job and steady income then you are in good position to pursue your goal of buying a new house. However, buying new home takes time as well as effort. You have to go through a few processes first in order to make sure that you are getting good value for your investment. Finally, when you buy your new house you should also not forget to insure it. It is advisable for you to pick a good insurance package like iSelect - home & contents insurance so you will eliminate all your worries. Now check out the following things to look into when considering investing into a new home.
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Monday, March 05, 2018
Five Year Buy-to-let Mortgage Interest Rates Return to Record Lows / Housing-Market / Mortgages
By: MoneyFacts
In April 2016, the buy-to-let (BTL) market faced a stamp duty rule change, whereby BTL purchases would incur an extra 3% surcharge on the stamp duty payable. As a result, many landlords who are looking to buy a property sought to do so before this tax change.
Those who took a two-year fixed rate deal back then will be thinking about remortgaging soon. In attempts to attract these borrowers, research from moneyfacts.co.uk shows that the average five-year fixed rate has fallen to 3.43% – a joint record-low, which was last seen in October 2017.
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Thursday, March 01, 2018
How Will Brexit Affected the UK Property Market? / Housing-Market / UK Housing
By: Submissions
RW Invest: What will Brexit bring?
Uncertainty. Brexit. And the North West - who really knows what will happen when the UK is scheduled to leave the European Union on Friday 29 March 2019?
But one thing that will remain, is that people will still buy and rent properties - whether that’s student or residential buy-to-let or people wanting to buy their own property. That is something that won’t change.
Tuesday, February 27, 2018
Things to Think About Before Mortgage Refinancing / Housing-Market / Mortgages
By: Kavinesh_A
You have probably thought of the idea to refinance your mortgage in order to gain some benefits. Maybe you think it is a pretty good idea, but you first must know what exactly refinancing involves. Keep in mind that refinancing means applying for a loan from some loan intermediary like the Swedish company Sambla and going through the process from the start. It is like buying completely new house. Due to the many details and other things involved in the process, a good idea is to see a financial or mortgage advisor for advice. That way you will get a clear picture about interest rates and other important things.
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Thursday, February 22, 2018
The Fastest Growing State Populations / Housing-Market / Demographics
By: Harry_Dent
One of the buzzwords since Trump became president is “growth.” He’s made ridiculous promises about economic growth that he can’t possibly make good on.But let’s take a look at another type of growth that affects us all: population growth, specifically in the continental U.S.
It should be no surprise that very high-cost states like New York, Massachusetts, Connecticut, New Jersey, California, and Hawaii are NOT growing very fast.
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Monday, February 12, 2018
Number of UK Interest Rate Tracker Mortgage Products Lowest in Nine Years / Housing-Market / Mortgages
By: MoneyFacts
Moneyfacts UK Mortgage Trends Treasury Report data (not yet published) reveals that after the Bank of England’s Base Rate rise in November, the number of tracker rate products has fallen to the lowest number since September 2009
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Tuesday, January 30, 2018
London Housing Market Tumbles As Glut of Luxury Apartments Grows To 3,000 / Housing-Market / UK Housing
By: GoldCore
– London property market tumbles as glut of luxury apartments grows to 3,000
– Property crisis in London as over half of 1,900 luxury apartments built 2017 fail to sell
– London’s still high priced property causes companies to locate offices elsewhere
– At current rates, glut of London properties will take three years to sell
– Leading London-based estate agents Foxtons’ sees 42% drop in earnings, yoy
– UK’s largest estate agent issues second profit warning in three months
– Number of homes sold in December fell to 99,100, lowest level since Nov 2016
– The ‘Shard disaster’ – Ten apartments at top of London’s largest skyscraper, all priced over £50m and in five years not a single one has sold
– Property gold? Diversify and own the physical property of real gold
Editor: Mark O’Byrne
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Friday, January 26, 2018
Four Ways to Beat the Bank and Lower your Mortgage / Housing-Market / Mortgages
By: Submissions
Read these four ways you can beat the bank and lower your mortgage
A home is usually the most precious thing we own and the biggest financial commitment we make in our lives. Unfortunately, mortgages typically have expensive interest rates and complicated repayment terms that are designed to make us pay more for our homes than we actually need to. With that in mind, here are four smart ways you can beat the bank and lower your mortgage.
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Wednesday, January 24, 2018
This US Real Estate Bubble Looks Very Familiar / Housing-Market / US Housing
By: Harry_Dent
We called the real estate bubble top in late 2005, just before it began to burst in early 2006. So did Jim Stack, a newsletter writer in Whitefish Montana.Now Jim has a Housing Bubble Bellwether Barometer that’s flashing a sell signal after going up 80% last year. All our alarms are going off as well.
The Confidence Indicator for the National Association of Home Builders/Wells Fargo is at its highest reading in 18 years… higher than it was in early 2006.
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Tuesday, January 23, 2018
First-time Buyer Mortgage Interest Rates Recover from Base Rate Rise / Housing-Market / Mortgages
By: MoneyFacts
While the majority of rates in the mortgage market have started to edge up, research from moneyfacts.co.uk shows that some higher loan-to-value (LTV) mortgage rates have actually fallen since the base rate rise.
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Monday, January 15, 2018
London Property Market Crash Looms As Prices Drop To 2 1/2 Year Low / Housing-Market / UK Housing
By: GoldCore
– London homeowners cut property prices by another 1.4% in January
– Average price for a London house dropped by £22,000 to £600,926 in 2017
– Takes 78 days to sell a home on average, the highest level since 2012
– London’s downtrend continues after 2017 performance as worst UK housing market
– UK regional house prices begin to falter as house prices climb slows down
– Gold bullion remains a great hedge for property investors
Monday, December 11, 2017
UK Mortgage Providers Giving SVR Borrowers a Reprieve / Housing-Market / Mortgages
By: MoneyFacts
Moneyfacts UK Mortgage Trends Treasury Report data, not yet published, highlights that the average standard variable rate (SVR) has increased since the base rate rise on 2 November, as expected. Despite this, it falls short of the anticipated 0.25% rise, instead increasing by 0.14%.
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Monday, November 27, 2017
UK Cashback Mortgage Deals Rise by 27% in Just a Year / Housing-Market / Mortgages
By: MoneyFacts
Buying a new home or getting a new mortgage can often be an expensive process. Cashback can be a great way for cash-strapped borrowers to reduce any costs that may occur, especially as the latest research from moneyfacts.co.uk shows that the number of cashback deals has increased by 27% over the past year.
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Thursday, November 16, 2017
Instructions to Stop a Dispossession Home Sale and How to Purchase Astutely at Abandonment Home / Housing-Market / US Housing
By: D_Morgan
David Morgan writes: Auctions
On the off chance that you are one among the individuals who are sitting tight for their home, which is going to be sold and a huge number of adjacent individuals have gathered to buy your property, don't feel this is the end. Dispossession has gone up by very nearly 57 rates in the initial a half year of 2008.
Wednesday, November 15, 2017
Does Stripping Streets of ALL of their Trees Impact House Prices (Sheffield Example)? / Housing-Market / UK Housing
By: N_Walayat
Sheffield City Council's Streets Ahead PFI Contract with the Spanish Ferrovial family owned multinational Amey apparently also means that many of the Sheffield's tree lined suburbs are being stripped of virtually all of their big trees that have taken over 100 years to grow to their current house prices boosting splendour.
The big question is does felling of these community assets valued at approx £50k each (CAVAT method) also mean that the properties on these streets are also being felled?
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Monday, November 13, 2017
Say Goodbye to Sub-1% Mortgage Tracker Interest Rates / Housing-Market / Mortgages
By: MoneyFacts
Mortgage providers have reacted quickly to the Bank of England’s base rate announcement on 2 November, with the majority having already increased their variable tracker rates. In fact, the latest research from moneyfacts.co.uk shows that not only has the average two-year variable tracker rate increased by 0.20% since 1 November, but the sub-1% two-year tracker is now no longer on offer.
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Monday, November 06, 2017
UK Mortgage Two-year fixed rate sees highest rise in eight years / Housing-Market / Mortgages
By: MoneyFacts
Moneyfacts UK Mortgage Trends Treasury Report data, not yet published, shows the average two-year fixed mortgage rate has risen from its historic low in October with a significant 0.12% increase, the highest monthly rise the Moneyfacts Treasury Report has seen since August 2009.
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Monday, November 06, 2017
Confidence in the UK Housing Market Continues to Fall / Housing-Market / UK Housing
By: Boris_Dzhingarov
According to a recent survey conducted by Halifax bank, 20% of people believe that house prices will drop in the coming year. This is despite inflation continuing to rise and interest rates increasing. Experts believe that this could be disastrous to the health of the British economy, especially with weak wage growth leading to British households feeling under pressure.