Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.Tuesday, June 01, 2010
Nothing Can Fix the U.S. Housing Market / Housing-Market / US Housing
The government could force mortgage rates across the board to 2%, it won’t matter. They can re-introduce a tax credit worth $15,000 for anyone buying a house, it still won’t matter. Don’t you get it? You can’t fix housing with artificial demand. Tell me where you can find enough buyers of homes that have money for a down payment and who can purchase a home without government incentives, and then have the job and income security to not be at risk of not being able to afford to live there.
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Thursday, May 27, 2010
UK Tumbling Mortgage Interest Rates Are Still No Incentive to Borrowers / Housing-Market / Mortgages
Mortgage rates are being cut, lending criteria is steadily being loosened and product availability is improving. It appears to be a perfect platform to host a resurgence in a struggling mortgage market, but it looks as if there is still little incentive for borrowers to commit to a new deal.
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Thursday, May 20, 2010
A Strategic Proposal to Combat Strategic Residential Housing Market Mortgage Defaults / Housing-Market / US Housing
More and more we are hearing that occupants of residential real estate with mortgages far in excess of the current market value of the real estate are choosing to default on those mortgages. It is not that they do not have the income to keep current on their principal and interest payments. Rather, they have made a calculation that it would take many years for the value of their properties to rise back to the amount outstanding on the mortgages of these properties.
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Wednesday, May 19, 2010
Buy-to-let Mortage Market Sector Begins Fight Back From Credit Crisis / Housing-Market / Mortgages
The buy-to-let (BTL) sector was one of the biggest casualties of the credit crisis. At its lowest point (September 2009) 95% of all deals available at the peak of the market (August 2007) were withdrawn.
However, the BTL market has now started its fight back.
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Tuesday, May 18, 2010
We're Not Out of the U.S. Housing Market Mess Just Yet / Housing-Market / US Housing
Perhaps more than stock and bond investors, precious metals investors must be privy to important macroeconomic indicators. Of the most important is money supply, followed immediately by lending and credit availability. These three factors all come together to establish how expensive or inexpensive paper currencies are and how silver and gold should be relatively priced to their paper counterparts.
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Tuesday, May 18, 2010
U.S. Housing Market New Home Construction Up, But Building Permits Drop / Housing-Market / US Housing
In the not so bad news category, the government reports that the housing market is rebounding:
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Monday, May 17, 2010
China Property Bubble Popping, Home Sales Down 50% In a Month / Housing-Market / China Economy
China has been the investment darling for the last couple of years. As US economic woes continued to mount and the EU ran into debt problems, many an analyst continued to talk about China as if it had decoupled from the rest of the world.
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Sunday, May 16, 2010
What is The Fundamental Value of Housing? / Housing-Market / US Housing
The spectre of housing bubbles is starting to raise its head again, along with discussions about what the central banks, regulators and/or governments should do about it.
House prices have been going through the roof in China, there is talk about a bubble in Australia and yet over there prices keep rising, Canadian house-prices are looking “toppy” and in Riyadh they are insane.
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Sunday, May 09, 2010
A "Lost Decade" Ahead For U.S. Housing Market / Housing-Market / US Housing
In its effort to rescue the housing market, the Obama administration has created a Frankensystem which neither allows the market to clear nor solves the intractable social problems of lost equity and foreclosure. Obama needs to step-back and take a look at the mess he's made by following the advice of financial industry reps and bank lobbyists. Housing is in a shambles. The market is presently stitched together with buyer-assistance programs, loan modifications programs, new homebuyer subsidies, foreclosure abatement programs, principal reduction programs, historic low interest rates, "easy-term" financing, and government-backed loans.
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Wednesday, May 05, 2010
UK Slowly Improving Mortgage Products Market / Housing-Market / Mortgages
The average shelf life of a current mortgage deal now stands at 30 working days, the longest since August 2007, when the market was heavily subscribed with 9,549 products.
Could this be an indication that we are nearing the end of a volatile mortgage market and is there is still scope for more competition or are lenders waiting patiently to see what intentions a new Government may have?
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Tuesday, May 04, 2010
Darnall Local Election 2010 Labour, Lib-Dem Battle Analysis and Forecast / Housing-Market / Sheffield
The Darnall Ward election battle is between the sitting Labour Councillor Mazher Iqbal and the Liberal Democrat challenger Misbah Chowdhury.
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Thursday, April 29, 2010
Real Estate and Property Bubble, The Next Dubai? / Housing-Market / Singapore
The Singapore Flyer is the largest Ferris wheel in the world.
Quick Trivia Question: Where is the largest property bubble in the world continuing to inflate?
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Thursday, April 29, 2010
UK House Prices Rise by 10% / Housing-Market / UK Housing
• House prices increased by 1.0% monthon-
month in April
• Annual rate of price inflation moves into
double digits for first time since June
2007
• House prices are 10.0% below the
October 2007 peak
Saturday, April 24, 2010
U.S. Housing Market Changes Opening Up Surprising Pockets of Investment Value / Housing-Market / US Housing
Boy did last week’s column prompt a lot of comments. And frankly I’m not surprised. Many people thought I was nuts when I called the housing market top in 2005. They simply didn’t believe my prediction that the market would crash, rather than gently level off.
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Thursday, April 22, 2010
U.S. Housing Market is a Buy Says Rent Ratios, HAI and Cap Rates / Housing-Market / US Housing
In Wednesdays (April 21) NYT, David Leonhardt writes that rent ratios - the market price of a house divided by the annual rent of a comparable house - are suggesting that in many regions of the country, the purchase of a house makes more economic sense than renting a comparable house (In Sour Home Market, Buying Often Beats Renting).
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Sunday, April 18, 2010
U.S. Housing Market Crash Update, There's A World of Pain Ahead / Housing-Market / US Housing
The brief period of stabilization in housing appears to be over and the next leg-down has begun. Mortgage rates are edging higher, foreclosures are on the rise, and the government programs that supported the sector, are being phased out. The uptick in bank-owned properties (REO) is adding to surplus inventory and pushing down prices.Read full article... Read full article...
Saturday, April 17, 2010
Financial Regulators and Insiders had Foreknoweldge of the U.S. Housing Bubble / Housing-Market / US Housing
Greenspan and many other bankers, regulators and industry insiders say that "no one could have known" that we were in a housing bubble.
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Friday, April 16, 2010
How to Sell Your House, Lessons for Today’s U.S. Housing Market / Housing-Market / US Housing
By now you should know I believe the biggest story for the capital markets is no longer housing. It’s interest rates.
But that doesn’t mean I’m ignoring the housing market. Far from it. Heck, you could say I’m more interested in housing than ever before for a simple reason: I have a home to sell!
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Friday, April 16, 2010
Britain's Giant Housing Market Property Bubble / Housing-Market / UK Housing
My friend lives in a popular neighborhood in London. When I asked him about housing prices in his neighborhood, he said they've been rising all year. They're now breaking the records set in the great housing boom that ended in 2007.
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Friday, April 16, 2010
Anatomy of a Housing Market Crisis / Housing-Market / US Housing
"A fool despises good counsel, but a wise man takes it to heart." ~ Confucius, BC 551-479, Chinese Ethical Teacher, Philosopher
Freddie and Fannie certainly had a large role to play in the housing crisis and many may claim that they were the main contributors of the housing crisis which eventually resulted in a market meltdown. Before we proceed let's get some background info on these two chaps.
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