Analysis Topic: Personal Finance
The analysis published under this topic are as follows.Wednesday, August 08, 2018
Borrowers and Savers - How to Survive the Base Interest Rates Rise / Personal_Finance / UK Interest Rates
Just a few short days after the Bank of England’s historic base rate increase to 0.75%, everyone has had time for the news to sink in. Now it is time for both borrowers and savers to take action – but what can be done?
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, said:
“A base rate rise can either be a blessing or a curse depending on where you stand. Regardless of whether you are a borrower or a saver, there are things you can do now to help either get the most from your savings pot or soften the blow of the rise itself.”
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Wednesday, August 08, 2018
Tesco Petrol / Diesel Fuel 10p off per Litre Money Saving Promotion / Personal_Finance / Motoring
Tesco have just started a new promotion that runs until the 26th of August 2018 that allows drivers to save 10p per litre of fuel (upto 100 litres) at Tesco petrol stations which amounts to an approx saving of 7.5% on fill ups. To get a fuel discount coupon one needs to spend at least £60 either in store or online. Where coupons issued at the till are valid for 2 weeks whilst those issued online are valid until the 9th of September.
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Tuesday, August 07, 2018
Best Instant Access Interest Rate UK Savings Accounts / Personal_Finance / Savings Accounts
Savers, is your bank still failing to match base rate?
It seems all a little too familiar for savers this month as many providers have yet to announce whether they will pass on the Bank of England’s rate rise. The latest research from Moneyfacts.co.uk shows that even if the biggest brands were to pass on the full 0.25% rise, their easy access accounts will still fail to match or beat 0.75%. Today, challengers, supermarket brands and mutuals dominate the easy access Best Buys as an alternative.
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Tuesday, August 07, 2018
Tourists Getting Scammed on Westminster Bridge London - Three Cups Find the Ball Scam / Personal_Finance / Scams
One of the must do's for all tourists visiting London is to go on a walk along Westminster Bridge, and tourists being tourists tend to drop their guard down to take in as much of the sights and sounds whilst on their holiday.
Unfortunately this leaves tourists open to getting scammed as this video illustrates it's really easy to fall victim to a scam as the unsuspecting tourists, such as Anika here are buttered up by with what seems like an easy to win game. Of course it's meant to look easy to win, that is until one puts their own money on the line.
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Monday, August 06, 2018
VPN – Is It Worth It? / Personal_Finance / Internet
Nowadays, confidentiality and anonymity on the Internet are a must for every person. It’s not surprising VPN services gain in popularity with each passing day; more and more people want to feel safer when going online, safeguard their business, sensitive data and private information. That’s exactly what makes VPN one of the most demanded services which make people feel safe at all times of the day and night.
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Friday, August 03, 2018
The Changing Face of Payments: Online & Mobile Payments / Personal_Finance / Mobile Technology
Back in the day, it used to be the case that cash was the only mainstream way to pay for pretty much every transaction. When cheques and bank cards became popular, they were considered to be cutting-edge payment forms that were about to change the world. Now, both of these payment methods are becoming increasingly obsolete. This is evident in the UK as more people use online payment and baking methods. One popular example of this is e-tailer payment methods. Popular examples of these include Amazon’s Amazon Pay and Apple’s Apple Pay. Originally envisioned as an extension of both Apple and Amazon, both payment methods can now be used elsewhere. Meaning that traditional payment methods like debit and credit cards are being used less and less. Another reason for this is the growth of online shopping. In the UK it is estimated that over 70% of households use online shopping. This follows the trend of increased internet usage.
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Saturday, July 28, 2018
A Little Extra Always Helps / Personal_Finance / Gambling
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Saturday, July 28, 2018
How to Arrange an Inexpensive Holiday with Online Dating / Personal_Finance / Money Saving
Andy Charlson writes: There are various misconceptions about dating sites which are bandied about. One of the most misleading is they only exist for people who have been unable to find a partner going through the more traditional routes. Another is they purely exist for meeting up for casual encounters. The truth of the matter is, relationship sites appeal to a diverse cross-section of people, single or otherwise. For many, the whole point of sites like https://www.beyondthecharter.com/ is not necessarily to flirt at all. It is more about engaging with a cross-section of interesting and exciting individuals in order to widen their social circle.
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Friday, July 27, 2018
How Online Dating Can be a Terrific Way to Save Money / Personal_Finance / Money Saving
Andy Charlson writes: Let's be honest. Relationships can be one of the most expensive social activities we indulge in. On a quest to find the ideal partner, we might go through any number of what could be termed ‘dummy runs' with people who ultimately turned out to be unsuitable candidates. Then there is the actual process of dating itself. No matter how attractive we are to a significant other, taking them out on a date night can leave a serious dent in any wallet. Unfortunately, the more you want to impress a new partner by taking them to the more exclusive restaurants or expensive nightclubs, the greater the cost. In these uncertain economic times, it does no harm to consider areas where you can draw those horns in. This is where Internet dating can be a fantastic resource for controlling your budget.
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Thursday, July 26, 2018
Keeping Cool in Summer Heat with a BRIGENIUS Mini Necklace Fan - Review / Personal_Finance / Travel & Holidays
We are having one of the hottest summers in decades, so the hunt was on, on how best to keep cool. Whilst portable hand fans are great we thought we would take it to the next level by going hands free with a portable necklace fan made by BRIGENIUS (bought from amazon), so take a look at our review and if useful click the like button.
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Thursday, July 26, 2018
Hoseasons Cayton Bay Holiday Caravan Park Entertainment Centre / Personal_Finance / Travel & Holidays
Thinking of booking a caravan park holiday for summer 2018? Then look no further than our series of videos of what it's like to holiday at a UK caravan park. This is at the Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough.
In our sixth video in this series we show what the onsite entertainment centre is like, arcade machines and the ticket dispensing chance game machines.
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Wednesday, July 25, 2018
Student Bank Account Best Freebies / Personal_Finance / Student Finances
School’s out for summer, so it’s time for students to do some research on student current accounts to find the best deal. Moneyfacts.co.uk has created a handy selection of the best accounts available (see below) so that students can easily compare the different overdraft offerings and extra benefits.
Rachel Springall, Finance Expert at Moneyfacts.co.uk, said:
“Students preparing to branch out on their own and study at university may already be celebrating the summer break, but this is the perfect time for them to sort out a student bank account and not leave it until the last minute. As soon as students get their university offer letter, they should be ready to apply for a student bank account that will meet their day-to-day needs.
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Wednesday, July 25, 2018
10 Top Tips to Help Students Save Money / Personal_Finance / Student Finances
In just a few weeks’ time, many students will be preparing themselves for university, and for some, this could be the first time they have lived away from home. The thought alone may be daunting, so Moneyfacts.co.uk has put together 10 top tips to help students save money.
Rachel Springall, Finance Expert at Moneyfacts.co.uk, said:
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Saturday, July 21, 2018
SMIGGLE Amazing Mega Shopping Haul, Pencil Cases, Smigglets and Giant Back Packs! / Personal_Finance / Shopping
Were back from our latest smiggle shopping trip with loads more New Smiggle stuff, including pencil cases, rubbers, SMIGLETS and an amazing giant SMIGGLE back pack, about twice the volume of my old SMIGGLE back pack. So here is my review of all of these new SMIGGLE goodies in my greatest SMIGGLE shopping haul so far. I hope you enjoy the video and find it useful.
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Saturday, July 21, 2018
Cayton Bay Beach Caravan Park Holiday - What's it Like? / Personal_Finance / Holidays
Thinking of booking a caravan park holiday for summer 2018? Then look no further than our series of videos of what it's like to holiday at a UK caravan park. This is at the Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough.
In our fifth video in this series we show what it's like to take a walk down to Cayton Bay Beach, which is quite a walk down a steep slope as the video illustrates.
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Wednesday, July 18, 2018
Cayton Bay Hoseasons Caravan Park Holiday Summer 2018 Review / Personal_Finance / Holidays
Thinking of booking a caravan park for summer holidays UK 2018? Then look no further than in this series of videos of what it's like to holiday at a UK caravan park. This is at the Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough. In our fourth video in this series we walk around the caravan park for a taste of the sites, sounds, facilities and some of the stuff to do.
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Wednesday, July 18, 2018
SMIGGLE SLIME Review / Personal_Finance / Shopping
Smiggle has belatedly joined the slime craze so in our newest Smiggle video we take a look at Smiggle SLIME! What's it like and how much it costs.
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Tuesday, July 17, 2018
Savings Interest Rates Surge as Fixed Bonds Hit a Two-year High / Personal_Finance / Savings Accounts
Savers looking to lock their cash away either over the shorter or longer term will find that average fixed bond rates have improved dramatically since the start of the year, and in fact are now the best since 2016, according to the latest research by Moneyfacts.co.uk.
Some providers have even branched into alternative areas of the fixed bond market in recent weeks, increasing the choice of deals for savers looking for a shorter-term alternative.
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Saturday, July 14, 2018
Staying in a Caravan - UK Summer Holidays 2018 - Cayton Bay Hoseasons Holiday Park / Personal_Finance / Holidays
Thinking of booking a caravan park for summer holidays UK 2018? Then look no further than in this series of videos of what it's like to holiday at a UK caravan park. This is at the Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough. In our third video in this series we take a look at what it's like to actually live in a caravan, is there enough room? What's it like to sleep in, to Cooking? To experiencing what it's like when it rains. So get a taste of what it's like to stay in a caravan before you book.
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Monday, July 09, 2018
Why Life Insurance Is A Must In Financial Planning / Personal_Finance / Insurance
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