Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Monday, June 03, 2019
Notice Savings Accounts Prosper as Interest Rates Rise to Seven-year High / Personal_Finance / Savings Accounts
By: MoneyFacts
As a method to entice new savers, providers have improved their notice accounts over the years, and the latest wave of activity has led to a rise, not just in the rates on offer for the top deals, but also to the average market rate. This is positive news for consumers looking to secure a decent return without locking in to a fixed rate bond.
Indeed, the latest analysis by Moneyfacts.co.uk shows that the average notice account rate has risen to 1.15%, the highest seen since October 2012 when it stood at 1.19%. The current top five notice account rates in the market have also improved, now paying 1.88% on average, up from 1.62% a year ago and 1.79% five years ago (based on a £10,000 deposit).
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Sunday, June 02, 2019
How to Get CHEAP Game of Thrones Merchandise / Personal_Finance / Money Saving
By: HGR
The biggest TV show on earth is over! But it's not too late to pick up a few pieces of TV history at rock bottom prices, for you have a short window of opportunity to get dozens of souvenirs from fridge magnets, to clothing, to house banners, Dragon Eggs, maps, LED lights, tankards, towels, cushions, even a HODOR door stop, and much much more at cheap prices, especially when one looks at the rip off prices being charged online, typically X5 what the items can be got for if ones knows where to look ;)
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Saturday, June 01, 2019
Fethiye Tuesday Market Turkey 2019 - All You Need to Know Before You Go! / Personal_Finance / Holidays
By: Anika_Walayat
If your going to be holidaying in Turkey this year and are anywhere near the Dalaman / Fethiye area then you MUST visit the Fethiye Tuesday market! It is huge! Vibrant, bustling with variety, Turkish culture in action with plenty of bargains to be had if your upto the haggling challenge. It's a experience in its out right and its FREE, apart from the shopping. You get to see a side of the world that you don't usually see, full of tourists from all over the world of all types and ages, a true melting pot.
The market sells virtually everything under the sun, food, fruit, sweets, electronics, bags, all sorts of bags, trinkets, shoes, jewellery and clothes, tons of clothes, from the mainstay for tourists t-shirt's tons and tons of t-shirts to the local traditional garments and the wide variety of tourist souvenirs such as fridge magnets that can be picked up dirt cheap if you know where to look as we show in our latest video on shopping in Fethiye market.
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Tuesday, May 28, 2019
Getting Your Money Out For Retirement / Personal_Finance / Pensions & Retirement
By: Rodney_Johnson
We’re in the thick of the real estate game now. Our home is on the market, which means it’s much cleaner, and more spare, than usual. When we have showings, we vacate the premises, and of course need to take the dog. That’s more of a challenge than we’d thought, but she’s gotten used to sitting with us in the car at the nearby Sonic, and the crew on roller skates thinks she’s adorable. I hope they wash their hands after petting her.All of this comes out of our talks about where, and what kind of life, we should live. The house is fabulous, but big, and on open water in a flood prone area. With taxes and flood insurance moving higher, the cost of carry is on a one-way train uphill. In our early 50s, this looks like a good time to sell while there are still buyers for this sort of property.
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Monday, May 27, 2019
Things That Make the Best Stock Trading Apps Really Worth Your Time! / Personal_Finance / Mobile Technology
By: Submissions
There is no denying the fact that anyone can start trading with a trading and bank account. However, if you want to take your stock trading to the next level, you have to keep yourself updated with the recent trends and market fluctuations. Also, make sure to have adequate knowledge about recent technological innovations that can simplify the whole trading process for you.
Stock trading apps are believed to be one of the best resources that help you go with the flow and save lots of time too.
Monday, May 27, 2019
The End of Risk-Free Retirement / Personal_Finance / Pensions & Retirement
By: John_Mauldin
In the last 150 years, we’ve had a number of innovations that radically changed the way we live.
You can tick off the list: electricity, the automobile, refrigeration, TV, the Internet. But one innovation rarely makes those lists. It is just as significant if not more so…
Retirement.
The idea that people can stop working in their fifties or sixties and then enjoy 20+ years of relative leisure is actually quite new.
For most of human history, most people worked as long as they were physically able to and died soon after.
Friday, May 24, 2019
How Free Bets Have Impacted the Online Casino Industry / Personal_Finance / Gambling
By: Submissions
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Friday, May 24, 2019
The Top Three Benefits of a Lottery Online Account / Personal_Finance / Gambling
By: Submissions
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Thursday, May 23, 2019
UK Savers Lock in Cash to Beat Inflation Erosion / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers looking to beat the eroding impact of inflation will find that fixed bond rates have risen in the past 12 months, so they can now get a better true return on their cash. Not only this, but easy access and notice account rates are also increasing, however none of the rates on offer in these sectors are currently able to beat inflation.
Despite the fact that inflation has now risen above the Government target of 2%, the latest research from Moneyfacts.co.uk shows that it still remains lower than the level seen in both May 2017, when the Consumer Prices Index (CPI) for April was announced at 2.7%, and May 2018 when inflation was 2.4%. Better still, savings rates have risen over both time periods.
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Thursday, May 23, 2019
Financial Independence Has Nothing to Do with Being a Millionaire / Personal_Finance / Money Saving
By: Jared_Dillian
I am on Facebook, and there is a lot of crap on Facebook. Even the non-political crap is stuff I just do not believe in.
For example, people say that you should spend your money on experiences, not things. There is some spiritual component to this that I don’t get.
I like spending money on experiences (particularly travel), but I like spending money on things more. Clothes in particular.
You feel (and act) differently when you are wearing an expensive suit and an expensive pair of shoes. People who make $150,000 a year and still get all their clothes at Target do this not out of frugality, but low self-esteem.
It is good and right to spend money on yourself now and then.
The other crap you hear on Facebook, and pretty much everywhere else, is that money doesn’t make you happy.
Monday, May 20, 2019
Not Maxing Out Your 401(k) or IRA Contributions Is Stupid / Personal_Finance / Pensions & Retirement
By: Jared_Dillian
Uncle Sam doesn’t give out too many freebies when it comes to tax time, except in the form of retirement plans.
Surprisingly, not many people take advantage of them. Only 41% of people contribute to a 401(k) when they have the option to do so.
A 401(k) allows annual contributions up to $19,000. If you maxed out your contributions, you could save thousands of dollars on your taxes.
Why do more people not contribute?
Saturday, May 18, 2019
If You and Your Spouse Argue About Money, You Have to Read This / Personal_Finance / Pensions & Retirement
By: Jared_Dillian
People fight about money all the time. It has been quantified. A third or more of all arguments in marriages are about money.Usually this falls into one of two categories:
- Spouse A thinks that Spouse B spends too much money.
- Spouse A thinks that Spouse B doesn’t spend enough money (i.e., is a CF).
I advocate for married couples to keep their money separate. My wife and I have always kept our money separate—for 21+ years. And it works great for us.
Thursday, May 09, 2019
How Arya Stark Became the Night King Killer - Game of Thrones / Personal_Finance / Social Media
By: Sami_Walayat
Arya Stark's progression through Game of Thrones from Season 1 right through to her Season 8's stealthy assassination of the Night King! And there's still at least Cersi to come !
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Tuesday, May 07, 2019
DIY Money Saving Magic with Wood Moisture Meter for DIY Repairs / Personal_Finance / Home Maintenance
By: HGR
Here's how a cheap moisture meter can save you a lot of time and money in DIY repairs. For instance we bought a cheap meter from Amazon for just £14 (https://amzn.to/2GZZnlA) to test the boards on a 10 year old decking so that we don't unnecessarily replace good boards, better to get the job all done in one go rather than having to revisit a few months later.
The Moisture meter has 4 sharp prongs, It basically works by sticking the prongs into wood and then gives a percentage moisture reading, anything over 20% means the woods likely rotting, most wood should read less than 20%. I tested it on a tree and it came back at 40%. The dry deck boards generally gave 0%-5% readings so were fine. 1 board that needed replacing underside was giving readings of over 30%!
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Monday, May 06, 2019
5 Options To Achieve Financial Freedom By Earning Money Online / Personal_Finance / Money Making
By: Sumeet_Manhas
It has been said for decades and clearly proven too that the person with deep pockets has a way through almost everything in a society and who doesn't want to be that person. Being financially lucid is a contingent task but attaining financial freedom is not an easy engagement by a regular nine to five job.
There are nowadays numerous online opportunities to fill in that “being broke” gap at the end of the month. Following these new era methods, you can see an evident change in your lifestyle.
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Sunday, May 05, 2019
Night King is NOT DEAD! But it's Valar Morghulis for Game of Thrones Facebook Groups / Personal_Finance / Social Media
By: N_Walayat
An unknown HBO TV shows based books written by a fantast author no one had never heard of (RR Martin) that barely managed to survive past its pilot who HBO were not happy with demanding several cast changes and a re shooting of the whole pilot!
to its 2nd season has since stormed the world by it's 8th and final season. Where everyone has jumped on board the Game of Thrones bandwagon in the countdown to the shows final 3 episodes, but then what? Valar Morghulis, all tv shows must die!
Yes, there is take of prequels and spin offs but based on what happened to previous popular TV shows then Season 8 for most will be the end of Game of Thrones as it concludes its 8 season arc.
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Thursday, May 02, 2019
How Online Gambling Has Benefited New Jersey’s Economy / Personal_Finance / Gambling
By: Boris_Dzhingarov
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Tuesday, April 30, 2019
Pension Funds Recover but Annuity Income Falls / Personal_Finance / Pensions & Retirement
By: MoneyFacts
New data from the latest Moneyfacts UK Personal Pension Trends Treasury Report has revealed mixed fortunes for the retirement sector during Q1 2019, with pension fund returns performing strongly but annuity rates declining.
Pension fund recovery
Pension funds endured a marked downturn in Q4 2018, with the average pension fund falling by 7.3%. As a result, in 2018 pension funds suffered their biggest losses since the 2008 financial crisis. However, performance-wise, pension funds have made a bright start to 2019. In Q1 2019, the average pension fund recovered much of last year’s lost ground by generating returns of 6.7% – the strongest quarterly pension fund performance since Q3 2016.
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Sunday, April 28, 2019
UK Caravan Park Holidays 2019 Review - Hoseasons Cayton Bay North East England / Personal_Finance / Holidays
By: Anika_Walayat
Thinking of booking a caravan park holiday for summer 2019? Then look no further than our series of videos of what it's like to holiday at a UK caravan park. This is at the Hoseasons Caravan Park at Cayton Bay, North East England, not 10 miles from Scarborough. We cover everything from checking in to use of the various facilities as well as nearby attractions.
Thursday, April 25, 2019
INSOMNIA i64 UK Best Games Festival Vlog of What it's Like to Attend - 2019 / Personal_Finance / Gaming
By: Sami_Walayat
Here's what it was like to attend Britain's biggest and best games festival, INSOMNIA 64 at the Birmingham National Exhibition Centre. There were loads of games to play across a range of ages, from kiddies and families games such as the Super Mario series, Splashtoon, to the 16 and over 18 games such as 5 Nights Freddy in VR and Mortal Combat, Bioshock etc. There were several stages and big screens to watch tournament action on as well as many displays such as a double decker Gaming Bus. So here's what its like to attend an Insomnia Gaming Festival for your future reference.
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