Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Sunday, April 01, 2018
Best Cash ISA April 2018 - Last Chance Before for End of Tax Year! / Personal_Finance / ISA's
By: Nadeem_Walayat
This is your last chance to capitalise on your 20k annual tax free Cash ISA savings allowance, and I am sure many savers are buoyed by mainstream financial press coverage of warnings of rising UK interest rates as the Bank of England is expected to continue hiking UK base rates as it plays the game of follow the US Federal Reserve Bank leader by withdrawing some of its support for its banking sector brethren such as the funding for lending scheme that resulted in a catastrophic collapse in UK savings interest since its start in mid 2012. Which has resulted in UK savers being literally ripped off by the tax payer bailed out banking sector, the duration for which the banks that have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst savers continue to suffer and pay the price in terms of loss of real terms purchasing power of savings as inflation continues to erode the hard earned wealth of Britain's savers.
Tuesday, March 27, 2018
Subdued Stocks & Shares ISA Performance Still Outshining Cash ISAs / Personal_Finance / ISA's
By: MoneyFacts
- The average stocks & shares ISA fund has grown by 4.8% during the 2017/18 tax year so far – a considerably weaker performance than the growth of 20.4% posted in the 2016/17 tax year.
- This still compares favourably with the average cash ISA rate of 0.97% over the same period.
- The average stocks & shares ISA has now delivered positive growth in 12 of the 19 tax years since the introduction of ISAs in 1999.
Tuesday, March 27, 2018
Kit Kat Joe the Mug Easy to Win - Unboxing / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Kit Kat are literally giving away 50,000 'Joe the Mugs' in an easy to win promotion until the 31st of August 2018. And find out exactly what gets delivered through your letter box in this video.
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Sunday, March 25, 2018
Doritos Win £500 Every Day No Longer 100% Win Rate! Current Probability is... / Personal_Finance / Freebies and Comps
By: Anika_Walayat
The Doritos instant win promotion has been running for just over a month now with a month to go. Entries made using the codes off the back of the crisp packets during the first month yielded a 100% success rate, i.e. you had a 100% chance of WINNING a prize that ranges from free packets of crisps to upto £500 per day! So find out our tally of wins to date as well as what we estimate the current probability of winning a prize being in our latest Doritos video.
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Tuesday, March 20, 2018
Savings Interest Rates Rise as Providers Prepare for Cash ISA Season / Personal_Finance / ISA's
By: MoneyFacts
As we approach a brand-new tax year, savers may be perusing the latest cash ISA deals to hit the market. However, they might be surprised by a recent surge in rate rises. This month so far, 22 providers have increased or launched new deals into the ISA market. This is promising news, as over the last year the average cash ISA rate returned just 0.97%*.
Overall, interest rates across the savings market have risen for 14 consecutive months, with the number of rises continuing to outweigh cuts, as moneyfacts.co.uk recorded 126 rate rises and 46 rate cuts in February. Around a quarter of the rises were for ISAs, with 33 rate rises. This month, the ISA market has continued to improve, as we have seen 40 rises so far.
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Thursday, March 15, 2018
6 Easy Ways to Get What Women Want, for Less! / Personal_Finance / Shopping
By: Anwar_Hossain
Making your way into the world today costs time, effort and... money. That said, with a healthy application of discounts everything will be easier and more convenient. In other words, if you want to make your budget go further, you need to take advantage of our top tips for getting price reductions and discounts on everything from airline tickets to spa treatments. So strap in and get ready to save more and spend less.
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Wednesday, March 14, 2018
4 Ways To Writing An Interesting Education Research Paper / Personal_Finance / Education
By: Boris_Dzhingarov
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Thursday, March 08, 2018
Casino and Bingo - A Brief Statistics / Personal_Finance / Gaming
By: Submissions
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Thursday, March 08, 2018
Benefits of Using Same Day Loans In Emergencies / Personal_Finance / Debt & Loans
By: Submissions
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Thursday, March 08, 2018
Permanent Life Insurance: Is it a Waste of Money or a Valuable Investment? / Personal_Finance / Insurance
By: Anwar_Hossain
When it comes to purchasing life insurance as an investment, you've probably heard the saying, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type among the many life insurance options and leaves you with enough money for other investments.
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Wednesday, March 07, 2018
Term Life Insurance - A Vital Service for any Family / Personal_Finance / Insurance
By: Submissions
Life is precious, and the lives of your family members need the most comprehensive cover possible. While we all do our best to look after our families in our living years, we also need to make sure that we can continue protecting them when the unthinkable happens.
Learn about term life insurance with this article, it is one of the most essential services which you can provide for your family. It adds an essential layer of provision and protection that ensures that your loved ones will always be taken care of, no matter what happens.
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Tuesday, March 06, 2018
Credit Card Customers Prepare for Debt Crackdown / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
Consumers who frequently use their credit cards to cope with everyday costs and large purchases may be concerned by the latest scrutiny in the market. The Financial Conduct Authority (FCA) has, as of this month, given credit card providers six months to adhere to the new rules that tackle the issues surrounding persistent debt*.
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Sunday, March 04, 2018
Best Cash ISA Savings for Rising UK Interest Rates and High Inflation - March 2018 / Personal_Finance / ISA's
By: Nadeem_Walayat
UK savers have just 1 month left to capitalise on their 20k annual tax free ISA savings allowance, and I am sure many are buoyed by mainstream financial press coverage of warnings of rising UK interest rates which includes for savers as well as borrowers as the Bank of England is expected to continue hiking UK base rates as it plays the game of follow the US Federal Reserve Bank leader and withdraw some of its support for Britain's banking sector such as the funding for lending scheme that resulted in a catastrophic downwards death spiral in UK savings interest rates when it first began in 2012. That resulted in UK savers being literally ripped off by the tax payer bailed out banking sector, the duration for which the banks that have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst savers continue to suffer and pay the price in terms of real terms loss of purchasing power of savings as inflation continues to erode the heard earned wealth of Britain's savers.
Thursday, March 01, 2018
Doritos 100% Every Time WIN Promotion! Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps
By: Anika_Walayat
Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.
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Wednesday, February 28, 2018
Doritos 100% Every Time WIN Promotion, Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps
By: Sami_Walayat
Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.
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Tuesday, February 27, 2018
Fresh Fight For Best Five-year Fixed Rate Savings Account Deals / Personal_Finance / Savings Accounts
By: MoneyFacts
Savers may be pleased to hear that rates are improving on five-year fixed rate bonds. Furthermore, it may not necessarily be down to the Bank of England increasing the base rate for the first time in 10 years. In fact, the average five-year fixed bond rate rests at 1.98% today, which is 0.24% higher than it was a year ago.
Remarkably, providers have not had to work too hard to attract customers, as the smallest of tweaks have resulted in propelling them to higher positions in the Best Buy tables. Indeed, since the start of February, several changes in the market have resulted in market-leading deals.
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Sunday, February 25, 2018
Doritos Easy Instant Win Promotion, Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps
By: Sami_Walayat
Doritos have just launched what is amounting to an easy to win promotion where the DAILY prize until the 16th of April is £500, and more than 200 daily prizes up for grabs most of which are free packets of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really is an easy to win promotion, where so far our experience at the early stage of the promotion has been for a win in EVERY code entered on their website. So watch our video to find out what you need to do to also easily win!
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Thursday, February 22, 2018
Why We Should Buy Essay / Personal_Finance / Education
By: Submissions
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Wednesday, February 21, 2018
Best Opportunities for Freelance Technical Writing Jobs / Personal_Finance / Employment
By: Submissions
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Tuesday, February 20, 2018
Best Car Dash Cam Review: Z-Edge S3 Dual Dash Cam - UNBOXING (1) / Personal_Finance / Motoring
By: HGR
Dash Cam, a camera that goes onto your car's dashboard is now deemed to be a necessity rather than optional as one of the first things your insurer will ask following an accident is do you have dash cam footage. However, car owners hunting for a dash cam can be bewildered by the choice that ranges across the price spectrum from as little as £10 to several hundreds of pounds.
So in the search for the perfect dash cam we spent some time hunting for the optimum spec, starting with a front only camera soon progressing to a dual front and back camera configuration as expectations are that any trouble will come from the back rather than the front. The next requirement was that the dash cam should be able to record many hours of footage so that we don't need to empty the camera too often, unfortunately most dash cams are very limited in the max micro sd cards they can take, usually to just 32gb, which at 1080p equates to about 3 hours of footage. Another potential problem is that most cameras make use of suction mounts which effectively tend to triple the size of the camera on ones windscreen, so our requirement was for a compact low profile dash cam.
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