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Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Tuesday, March 20, 2018

Savings Interest Rates Rise as Providers Prepare for Cash ISA Season / Personal_Finance / ISA's

By: MoneyFacts

As we approach a brand-new tax year, savers may be perusing the latest cash ISA deals to hit the market. However, they might be surprised by a recent surge in rate rises. This month so far, 22 providers have increased or launched new deals into the ISA market. This is promising news, as over the last year the average cash ISA rate returned just 0.97%*.

Overall, interest rates across the savings market have risen for 14 consecutive months, with the number of rises continuing to outweigh cuts, as moneyfacts.co.uk recorded 126 rate rises and 46 rate cuts in February. Around a quarter of the rises were for ISAs, with 33 rate rises. This month, the ISA market has continued to improve, as we have seen 40 rises so far.

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Personal_Finance

Thursday, March 15, 2018

6 Easy Ways to Get What Women Want, for Less! / Personal_Finance / Shopping

By: Anwar_Hossain

Making your way into the world today costs time, effort and... money. That said, with a healthy application of discounts everything will be easier and more convenient. In other words, if you want to make your budget go further, you need to take advantage of our top tips for getting price reductions and discounts on everything from airline tickets to spa treatments. So strap in and get ready to save more and spend less.

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Personal_Finance

Wednesday, March 14, 2018

4 Ways To Writing An Interesting Education Research Paper / Personal_Finance / Education

By: Boris_Dzhingarov

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Personal_Finance

Thursday, March 08, 2018

Casino and Bingo - A Brief Statistics / Personal_Finance / Gaming

By: Submissions

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Personal_Finance

Thursday, March 08, 2018

Benefits of Using Same Day Loans In Emergencies / Personal_Finance / Debt & Loans

By: Submissions

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Personal_Finance

Thursday, March 08, 2018

Permanent Life Insurance: Is it a Waste of Money or a Valuable Investment? / Personal_Finance / Insurance

By: Anwar_Hossain

When it comes to purchasing life insurance as an investment, you've probably heard the saying, “Buy term and invest the difference.” This advice is based on the idea that term life insurance is the best choice for most individuals because it is the least expensive type among the many life insurance options and leaves you with enough money for other investments.

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Personal_Finance

Wednesday, March 07, 2018

Term Life Insurance - A Vital Service for any Family / Personal_Finance / Insurance

By: Submissions

Life is precious, and the lives of your family members need the most comprehensive cover possible. While we all do our best to look after our families in our living years, we also need to make sure that we can continue protecting them when the unthinkable happens.

Learn about term life insurance with this article, it is one of the most essential services which you can provide for your family. It adds an essential layer of provision and protection that ensures that your loved ones will always be taken care of, no matter what happens.

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Personal_Finance

Tuesday, March 06, 2018

Credit Card Customers Prepare for Debt Crackdown / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Consumers who frequently use their credit cards to cope with everyday costs and large purchases may be concerned by the latest scrutiny in the market. The Financial Conduct Authority (FCA) has, as of this month, given credit card providers six months to adhere to the new rules that tackle the issues surrounding persistent debt*.

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Personal_Finance

Sunday, March 04, 2018

Best Cash ISA Savings for Rising UK Interest Rates and High Inflation - March 2018 / Personal_Finance / ISA's

By: Nadeem_Walayat

UK savers have just 1 month left to capitalise on their 20k annual tax free ISA savings allowance, and I am sure many are buoyed by mainstream financial press coverage of warnings of rising UK interest rates which includes for savers as well as borrowers as the Bank of England is expected to continue hiking UK base rates as it plays the game of follow the US Federal Reserve Bank leader and withdraw some of its support for Britain's banking sector such as the funding for lending scheme that resulted in a catastrophic downwards death spiral in UK savings interest rates when it first began in 2012. That resulted in UK savers being literally ripped off by the tax payer bailed out banking sector, the duration for which the banks that have continued to bank bonuses on the basis of artificial profits engineered by the Bank of England in an attempt at recapitalisng the bankrupt banks all whilst savers continue to suffer and pay the price in terms of real terms loss of purchasing power of savings as inflation continues to erode the heard earned wealth of Britain's savers.

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Personal_Finance

Thursday, March 01, 2018

Doritos 100% Every Time WIN Promotion! Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Anika_Walayat

Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.

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Personal_Finance

Wednesday, February 28, 2018

Doritos 100% Every Time WIN Promotion, Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Sami_Walayat

Doritos recently launched a promotion that we said at the time was easy to win, one of thousands of DAILY prizes awarded every day until the 16th of April, ranging from £500,all the way down to a free packet of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really was deemed to be an easy to win promotion. Well our experience to date confirms all of that as so far we have entered 18 codes from 18 Doritos packets and WON 18 Prizes! 16 packets of crisps and £5 X2, an incredible 100% success rate! So definitely don't miss this apparent 100% winnable promo, at least at this stage. So do check out our video that explains the specs and prizes of this remarkably easy to win promotion.

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Personal_Finance

Tuesday, February 27, 2018

Fresh Fight For Best Five-year Fixed Rate Savings Account Deals / Personal_Finance / Savings Accounts

By: MoneyFacts

Savers may be pleased to hear that rates are improving on five-year fixed rate bonds. Furthermore, it may not necessarily be down to the Bank of England increasing the base rate for the first time in 10 years. In fact, the average five-year fixed bond rate rests at 1.98% today, which is 0.24% higher than it was a year ago.

Remarkably, providers have not had to work too hard to attract customers, as the smallest of tweaks have resulted in propelling them to higher positions in the Best Buy tables. Indeed, since the start of February, several changes in the market have resulted in market-leading deals.

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Personal_Finance

Sunday, February 25, 2018

Doritos Easy Instant Win Promotion, Cash Prizes Upto £500 per Day! / Personal_Finance / Freebies and Comps

By: Sami_Walayat

Doritos have just launched what is amounting to an easy to win promotion where the DAILY prize until the 16th of April is £500, and more than 200 daily prizes up for grabs most of which are free packets of Doritos crisps. Given the large number of 121,000 prizes up for grabs then this really is an easy to win promotion, where so far our experience at the early stage of the promotion has been for a win in EVERY code entered on their website. So watch our video to find out what you need to do to also easily win!

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Personal_Finance

Thursday, February 22, 2018

Why We Should Buy Essay / Personal_Finance / Education

By: Submissions

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Personal_Finance

Wednesday, February 21, 2018

Best Opportunities for Freelance Technical Writing Jobs / Personal_Finance / Employment

By: Submissions

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Personal_Finance

Tuesday, February 20, 2018

Best Car Dash Cam Review: Z-Edge S3 Dual Dash Cam - UNBOXING (1) / Personal_Finance / Motoring

By: HGR

Dash Cam, a camera that goes onto your car's dashboard is now deemed to be a necessity rather than optional as one of the first things your insurer will ask following an accident is do you have dash cam footage. However, car owners hunting for a dash cam can be bewildered by the choice that ranges across the price spectrum from as little as £10 to several hundreds of pounds.

So in the search for the perfect dash cam we spent some time hunting for the optimum spec, starting with a front only camera soon progressing to a dual front and back camera configuration as expectations are that any trouble will come from the back rather than the front. The next requirement was that the dash cam should be able to record many hours of footage so that we don't need to empty the camera too often, unfortunately most dash cams are very limited in the max micro sd cards they can take, usually to just 32gb, which at 1080p equates to about 3 hours of footage. Another potential problem is that most cameras make use of suction mounts which effectively tend to triple the size of the camera on ones windscreen, so our requirement was for a compact low profile dash cam.

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Personal_Finance

Tuesday, February 20, 2018

TESCO Super Markets All in One 50p Flower Baskets! / Personal_Finance / Gardening

By: Anika_Walayat

With spring around the corner, Britains super markets such as TESCO will soon be stocked with loads of gardening plants including the all in one flower baskets, populated with a variety of plants that tend to start at £5 each. However amongst the pile of flower baskets there will be the odd disheveled flower basket that staff perhaps forgot to water, that the store will be eager to get rid of and so tend to be heavily discounted to perhaps as low as just 50p!

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Personal_Finance

Sunday, February 18, 2018

Get on Top Of Debt Before It Gets on Top of You / Personal_Finance / Credit Cards & Scoring

By: Boris_Dzhingarov

The financial markets are in a constant state of flux. Judging from the current volatility in equities markets, one would be remiss not to pay attention to economic indicators when making trading or investment decisions. For example, one of the most important components of investment-related decision-making is interest rates. On Wednesday, 21 March 2018, the Fed FOMC will be meeting to discuss another possible rate hike. The federal funds rate (FFR) is expected to rise 25-basis points in the region of 1.50% – 1.75%. The current probability of such a rate hike taking place is 83.1%. This has far-reaching ramifications on a typical US household’s ability to manage debt repayments.

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Personal_Finance

Saturday, February 17, 2018

Loan Shark Nation: Forcing Our Kids To Choose Between Student Loans And Everything Else / Personal_Finance / Student Finances

By: John_Rubino

It’s mid-winter, which means millions of high school seniors are winding up their childhoods and planning for what comes next. For many this next stage is college.

But in yet another example of how we baby boomers have rigged the system in our favor at the expense of pretty much everyone else, student loans – barely necessary when most boomers graduated 40 years ago – have become a life-defining problem for our kids and grandkids.

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Personal_Finance

Friday, February 16, 2018

Huge SMIGGLE Shopping HAUL, Pencil Cases, Drinks Bottles, Back Packs, Toys.... / Personal_Finance / Shopping

By: Anika_Walayat

Here's addicted to all things SMIGGLE Anika's massive haul of virtually everything she has bought from SMIGGLE during the past 2 years, pencil cases, water bottles, back pack, puzzles, springs, toys, and of course loads, and loads of pens, pencils, erasers and other stationary items. And prepared to be SHOCKED when you see what she actually now takes to school each day!

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