Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Thursday, September 23, 2021
UK Energy Firms Scamming Customers Out of Their Best Fixed Rate Gas Tariffs / Personal_Finance / Household Bills
By: Nadeem_Walayat
UK Gas Market Panic! Apparently energy firms are going bust, or are they? Wh at's the odds most of these firms going bust are going to soon reappear under a slightly different name with probably the same staff and premises. We are being SCAMMED! UK Energy customers are being SCAMMED out of their Fixed rate tariffs because the greedy basket energy firms did NOT HEDGE the natural gas price that they were busy encouraging prospective customers to fix at! Now they want to cancel the contracts by offloading the customers onto the regulators who is then going to dump the customers onto other energy firms on much higher tariffs, probably TRIPLE the tariffs that the customers had been fixed at. What a CON! What a SCAM! The directors of any energy company perpetuating such as scam should be blacklisted!
Read full article... Read full article...
Thursday, September 23, 2021
HOW TO SAVE MONEY ON CAR INSURANCE / Personal_Finance / Insurance
By: Submissions
Saving money on the cost of your car insurance is a simple task if you know what to look for, and what to ask for. Do not be afraid to ask questions when talking to an insurance agent. If the company that you are chatting with is hard to work with, or will not give you any help, then move on to the next carrier.
Read full article... Read full article...
Tuesday, September 21, 2021
Lands End Cornwall In VR360 - UK Holidays, Staycations / Personal_Finance / Holidays
By: Anika_Walayat
The virus meant that we were unable to travel abroad for holidays 2021, still there are plenty of beauty spots in the UK, such as CORNWALLS. Here are the sights and sounds of Land End, Britain's Western most point, a headland and tourist and holiday complex in western Cornwall, England, situated within the Penwith peninsula about eight miles (13 km) west-south-west of Penzance at the western end of the A30 road. To the east of it is the English Channel, and to the west the Celtic Sea.
Land's End is the most westerly point of mainland England.[3] However, it is not the westernmost point on mainland Great Britain, as this title narrowly goes to Corrachadh Mòr in the Scottish Highlands.
All in VR 360! which you can experience even if you don't have a VR headset as you will be able to look around in most browswers.
Read full article... Read full article...
Thursday, September 16, 2021
What Kind of Support and Services Can Your Accountant Provide? Your Main Questions Answered / Personal_Finance / Financial Education
By: Submissions
Accountants have always been essential for many large enterprises, but even if you have a small business or are self-employed, an accountant can do a lot for you as well. In fact, you may need their expertise and services even more as you grapple with such things as tax returns, finding funding, seeking proper business advice for major decisions, and more. In addition, your accountant can be your best partner for projecting the future of your business and finding out about your business' outlook because they will have the best idea of your financial standing. But precisely what kind of support and services can your accountant provide? Here are the answers to your main questions and a list of specifically what they can do.
Read full article... Read full article...
Monday, September 13, 2021
There are diverse ways to finance the purchase of a car / Personal_Finance / Debt & Loans
By: S_N_Chatterjee
Obviously the best solution is to buy a car and pay in cash. But fortunately you can always also take a loan. Is it still a good idea to take a loan to buy a car?
Toyota is the market leader in Poland in terms of the number of new passenger cars bought in Poland in 2021. Individual customers most often choose Toyota Yaris, which costs from PLN 62,900 to PLN 77,900 with basic equipment, depending on the body type and engine version. Dacia Duster (with prices from PLN 48,900) and Toyota Corolla (from PLN 80,000 to PLN 113,000 with basic equipment) also enjoy huge popularity. In accordance with the data of OTOMOTO, when it comes to used cars, those worth from PLN 30,000 to PLN 50,000 and above PLN 50,000 are most popular, with figures reaching 27.3% and 41.4%, respectively. OTOMOTO customers have been looking at Audi A4 and BMW 3 Series as well as Opel Astra and Ford Focus. When considering options to finance car purchase, you can almost always take a loan, no matter if you choose to buy a brand new car or a used one.
Read full article... Read full article...
Friday, September 10, 2021
The Pitfalls of Not Using a Solicitor for Your Divorce / Personal_Finance / Financial Risk
By: Submissions
In all likelihood, the overwhelming majority of adults who have gone through a divorce considered, at some point or another, foregoing a potentially emotional trip to the solicitors in favour of taking a DIY approach and completing the paperwork alone.
It is entirely possible to be granted a divorce by doing it yourself using the government’s online application form, and many people have opted to go down this route as a result. There are, however, a number of potentially significant pitfalls that make it an unadvisable choice for so many of us to go alone with the process.
Wednesday, September 08, 2021
Sun Sea and Sand UK Holidays 2021, Scarborough in VR 180 3D! / Personal_Finance / Holidays
By: Anika_Walayat
Here's another unique VR 180 video at Scarbourough beach, fun in the sea given that \It's the Walayat Family tradition to head to the beach for Eliza's Birthday's given that her birthday is in prime holiday season, and so it was for her 7th Birthday where this year we headed for Scarborough after giving the beach birthday a miss last year due to the Pandemic and the preceding years birthday taking place on several Cornwall beaches. So here are some of the sights and sounds of Scarborough, sun, sea, sand. Just goes to show one does not need to go abroad to have a fun holiday and all in VR 180!
Read full article... Read full article...
Friday, August 27, 2021
Scarborough Seaside Sun Sea, and Sand Sights and Sounds Birthday Beach Holiday 2021 / Personal_Finance / Holidays
By: N_Walayat
It's the Walayat Family tradition to head to the beach for Eliza's Birthday's given that her birthday is in prime holiday season, and so it was for her 7th Birthday where this year we headed for Scarborough after giving the beach birthday a miss last year due to the Pandemic and the preceding years birthday taking place on several Cornwall beaches. So here are some of the sights and sounds of Scarborough, sun, sea, sand and attractions. Just goes to show one does not need to go abroad to have a fun holiday.
Read full article... Read full article...
Friday, August 27, 2021
How to Drop Temps on a HOT WD My book Duo External Hard Drives Cooling to Prevent Data Loss / Personal_Finance / Computing
By: HGR
Western Digital External Drives Run HIOT! They are not really designed to be under constant load, so if you are using them under constant load then they will overheat, thermal throttle and risk the loss of data!
So what is the solution if one wants to keep a drive attached permanently? We'll COOLING, and so here's an example of how to Cool HOT WD drives where in this example I am seeking to quickly cool a HOT 28tb twin drive My Book DUO.
If you are looking for a My Book DUO then check out these Amazon pages to grab a potential bargain for instance I paid just £550 for these at the time of purchase (amazon affiliate links).
UK - https://amzn.to/3sK5ZLH
US - https://amzn.to/3cKaErq
Wednesday, August 25, 2021
T-Rex Tower Water Slide Ride Fun at Gullivers Rother Valley - UK Theme Parks 2021 / Personal_Finance / Theme Parks
By: N_Walayat
It's Eliza's 7th Birthday soon and as a birthday treat we took her to the recently opened new Theme Park Gulliver's Rother Valley which is situated between Rotherham, Sheffield and Doncaster, so near three major urban areas. Gulliver's theme parks are mainly for under 10's so Eliza's teenage brothers and sisters were a bit bored but Eliza had a lot of fun. Here's what it was like to ride on the T-Rex Tower Water Slide ride. Lots of fun and one of the few rides that teenagers will enjoy.
Read full article... Read full article...
Monday, August 23, 2021
Can Betting Picks be a Genuine Career Path? / Personal_Finance / Gambling
By: Submissions
...
Sunday, August 22, 2021
Apache Falls Water Splash Ride at Gulliver's Rother Valley Theme Park 2021 / Personal_Finance / Theme Parks
By: N_Walayat
It's Eliza's 7th Birthday soon and as a birthday treat we took her to the recently opened new Theme Park Gulliver's Rother Valley which is situated between Rotherham, Sheffield and Doncaster, so near three major urban areas. Gulliver's theme parks are mainly for under 10's so Eliza's teenage brothers and sisters were a bit bored but Eliza had a lot of fun. Here's what it was like to ride on the Apache Falls water ride, the circular ride that you tend to have at most theme parks such as Legoland, Drayton Manor, Alton Towers etc. Lots of fun and one of the few rides that teenagers will enjoy.
Read full article... Read full article...
Friday, August 20, 2021
5 Ways to Spruce Up Your Garden / Personal_Finance / Home Improvements
By: Boris_Dzhingarov
Sprucing up your garden and the surrounding area is a great idea if you want to enjoy the outdoor space that you have. It’s also something that’s best approached during the late summer and early autumn months before the leaves start to fall and make a complete mess of it. Striking early is best when sprucing up your garden. Here are five ways to do so.
Read full article... Read full article...
Sunday, August 15, 2021
Corsair MP600 NVME M.2 SSD Review, Crystal Disk, Atto Benchmarks, How Hot Does it Get? / Personal_Finance / Computing
By: HGR
Corsair MP600 is a PCIE4.0 SSD drive with advertised read speeds of upto 4950 mb/s and write speeds of upto 4250 mm/s and in this video we benchmark a couple of these drives to see if real world use matches the sales pitch. Furthermore given the high access speeds it's good to know how hot these SSD drives get! As usually the hotter the drive the more likely it is to fail earlier, especially when SSD temps approach and pass 60c! So find out in our latest video of what to expect with MP600 SSD's
Read full article... Read full article...
Sunday, August 15, 2021
Birthday Balloons and Amazon Surprise Gifts for 7 Year Old Birthday Girl / Personal_Finance / Shopping
By: N_Walayat
It's Eliza's 7th Birthday soon and what is a requirement of all birthdays? Balloons, lots and lots of Balloons! And so Eliza begins the process of blowing up her own birthday balloons in advance of her birthday,
If you like Eliza's videos then consider sending her a surprise birthday present over Amazon, you can check out her birthday with list here - Eliza's Amazon Wish List. Nothing fancy or expensive but some of the items that she would like as a birthday gift, and of course we will feature any gifts received in a future video.
Read full article... Read full article...
Friday, August 13, 2021
Budgies Outdoor Wet Grass Natural Bath Time Fun Play - VR 180 3D / Personal_Finance / Animals & Pets
By: N_Walayat
Here;s another unique budgie video from the Walayat Family budgie / parakeet care experts. In this video our budgies have bath time fun outdoors in wet grass! Shot in VR 3D 180, a completely unique VR experience, probably a world first! And even if you don't have an headset then any 180 capable browser such as fire fox will allow you to pan around the garden as the budgies enjoy their bath fun time.
Read full article... Read full article...
Thursday, August 12, 2021
Why Premium Bonds Are Garbage and I am Selling ALL to Buy Shares in Google (Alphabet) / Personal_Finance / Saving Bonds
By: Nadeem_Walayat
Premium Bonds - What a load of garbage! Absolute garbage! Might as well stuff cash under your mattress then invest in these piles of poop. Find out why in my latest video as I look back over the year to see how much I have won on a £32.5k investment, THIRTY TWO THOUSAND POUNDS parked in this garbage that has lost at least 4% in value and probably nearer to 10% given the true rate of inflation!
ABSOLUTE GARBAGE! Find out why I am going to sell all and just stuff the cash in the Google Shares (Alphabet)! Don't make the same mistake as me and invest in premium bonds!
Read full article... Read full article...
Tuesday, August 10, 2021
How To Make the Right Investment Decision – The Ultimate Guide / Personal_Finance / Learning to Invest
By: Mark_Adan
Given the current market events, you're wondering whether to change your investment portfolio or not. It has been a great concern because various investors - including mattress stuffers and bargain hunters - make rapid investment decisions without planning long-term financial goals.However, we can't tell you how you need to manage your investment - particularly during a volatile market. But we can provide you an alert to help you make an informed decision.
Since the pandemic hit the world, the world of investment has become challenging. So, as an investor, you need to be concerned about consumer demand points to a strong economic recovery.
Read full article... Read full article...
Tuesday, August 10, 2021
What Are The Benefits Of Dividends? Everything You Must Know / Personal_Finance / Learning to Invest
By: Mark_Adan
What are dividends? And what is the importance of dividends? Or downside?
Dividends paying firms distribute a portion of net income to shareholders of their stock. These are paid yearly, and the remaining amount of profit, the company, reinvests back into the business.
Dividend stocks make regular payments to shareholders, therefore a great way for an investor to earn a passive income. Moreover, dividend stocks have a number of benefits beyond the allure of receiving passive income.
Before buying in, you should understand and examine both the advantages and disadvantages. You can weigh the two and make an informed decision.
Let's explore the benefits of dividend investing:
Thursday, August 05, 2021
Budgie Clipped Wings, How Long Before Flight Feathers Grow Back After Clipping, 4 Week Update / Personal_Finance / Animals & Pets
By: N_Walayat
So you have just clipped your budgies wings or are contemplating clipping it's wings. However, your wondering how long will it take for the budgie to grow new flight feathers and start flying again is answered in our latest budgie / parakeet care video where we have 2 budgies. the Green budgie had a total of 10 flight feathers clipped whilst the Blue budgie had 8 clipped. So lets find out how many have grown back after 8 weeks and what their flying capabilities are.
Read full article... Read full article...