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Category: Financial Risk

The analysis published under this category are as follows.

Personal_Finance

Friday, September 10, 2021

The Pitfalls of Not Using a Solicitor for Your Divorce / Personal_Finance / Financial Risk

By: Submissions

In all likelihood, the overwhelming majority of adults who have gone through a divorce considered, at some point or another, foregoing a potentially emotional trip to the solicitors in favour of taking a DIY approach and completing the paperwork alone.

It is entirely possible to be granted a divorce by doing it yourself using the government’s online application form, and many people have opted to go down this route as a result. There are, however, a number of potentially significant pitfalls that make it an unadvisable choice for so many of us to go alone with the process.

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Personal_Finance

Tuesday, June 11, 2019

Is Your Financial Security Based On A Double Aberration? / Personal_Finance / Financial Risk

By: Dan_Amerman

One way of looking at financial history is as the battle of two four word phrases: "this time is different" versus "reversion to the mean." "This time is different" is enormously popular, and it has become the dominant belief system many times over the centuries. It has also ultimately led to crushing and life-changing losses for throngs of investors, many times over the centuries.

"Reversion to the mean", which is simply a return to average valuations, is a bit more on the geeky side. It is often unpopular, particularly when its opposite is in the ascendancy. But it nonetheless has consistently ended up being the winner, as a return to the normal and usual almost always triumphs over the aberrations, given enough time.

So, which four word phrase is the source of genuine financial security?

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