Best of the Week
Most Popular
1. TESLA! Cathy Wood ARK Funds Bubble BURSTS! - 12th May 21
2.Stock Market Entering Early Summer Correction Trend Forecast - 10th May 21
3.GOLD GDX, HUI Stocks - Will Paradise Turn into a Dystopia? - 11th May 21
4.Crypto Bubble Bursts! Nicehash Suspends Coinbase Withdrawals, Bitcoin, Ethereum Bear Market Begins - 16th May 21
5.Crypto Bubble BURSTS! BTC, ETH, XRP CRASH! NiceHash Seizes Funds on Account Halting ALL Withdrawals! - 19th May 21
6.Cathy Wood Ark Invest Funds Bubble BURSTS! ARKK, ARKG, Tesla Entering Severe Bear Market - 13th May 21
7.Stock Market - Should You Be In Cash Right Now? - 17th May 21
8.Gold to Benefit from Mounting US Debt Pile - 14th May 21
9.Coronavius Covid-19 in Italy in August 2019! - 13th May 21
10.How to Invest in HIGH RISK Tech Stocks for 2021 and Beyond - Part 2 of 2 - 18th May 21
Last 7 days
How to Trade Binance Vanilla Options for the First Time on Bitcoin Crypto's - 2nd Aug 21
From vaccine inequality to economic apartheid - 2nd Aug 21
Stock Market Intermediate Top Reached - 2nd Aug 21
Gold at a Crossroads of Hawkish Fed and High Inflation - 2nd Aug 21
Bitcoin, Crypto Market Black Swans from Google to Obsolescence - 1st Aug 21
Gold Stocks Autumn Rally - 1st Aug 21
Earn Upto 6% Interest Rate on USD Cash Deposits with Binance Crypto Exchange USDC amd BUSD - 1st Aug 21
Vuze XR VR 3D Camera Takes Near 2 Minutes to Turn On, Buggy Firmware - 1st Aug 21
Sun EXPLODES! Goes SuperNova! Will Any planets Survive? Jupiter? Pluto? - 1st Aug 21
USDT is 9-11 for Central Banks the Bitcoin Black Swan - Tether Un-Stable Coin Ponzi Schemes! - 30th Jul 21
Behavior of Inflation and US Treasury Bond Yields Seems… Contradictory - 30th Jul 21
Gold and Silver Precious Metals Technical Analysis - 30th Jul 21
The Inadvertent Debt/Inflation Trap – Is It Time for the Stock Market To Face The Music? - 30th Jul 21
Fed Stocks Nothingburger, Dollar Lower, Focus on GDP, PCE - 30th Jul 21
Reverse REPO Market Brewing Financial Crisis Black Swan Danger - 29th Jul 21
Next Time You See "4 Times as Many Stock Market Bulls as There Are Bears," Remember This - 29th Jul 21
USDX: More Sideways Trading Ahead? - 29th Jul 21
WEALTH INEQUALITY WASN'T BY HAPPENSTANCE! - 29th Jul 21
Waiting On Silver - 29th Jul 21
Showdown: Paper vs. Physical Markets - 29th Jul 21
New set of Priorities needed for Unstoppable Global Warming - 29th Jul 21
The US Dollar is the Driver of the Gold & Silver Sectors - 28th Jul 21
Fed: Murderer of Markets and the Middle Class - 28th Jul 21
Gold And Silver – Which Will Have An Explosive Price Rally And Which Will Have A Sustained One? - 28th Jul 21
I Guess The Stock Market Does Not Fear Covid - So Should You? - 28th Jul 21
Eight Do’s and Don’ts For Options Traders - 28th Jul 21
Chasing Value in Unloved by Markets Small Cap Biotech Stocks for the Long-run - 27th Jul 21
Inflation Pressures Persist Despite Biden Propaganda - 27th Jul 21
Gold Investors Wavering - 27th Jul 21
Bogdance - How Binance Scams Futures Traders With Fake Bitcoin Prices to Run Limits and Margin Calls - 27th Jul 21
SPX Going for the Major Stock Market Top? - 27th Jul 21
What Is HND and How It Will Help Your Career Growth? - 27th Jul 21
5 Mobile Apps Day Traders Should Know About - 27th Jul 21
Global Stock Market Investing: Here's the Message of Consumer "Overconfidence" - 25th Jul 21
Gold’s Behavior in Various Parallel Inflation Universes - 25th Jul 21
Indian Delta Variant INFECTED! How infectious, Deadly, Do Vaccines Work? Avoid the PCR Test? - 25th Jul 21
Bitcoin Stock to Flow Model to Infinity and Beyond Price Forecasts - 25th Jul 21
Bitcoin Black Swan - GOOGLE! - 24th Jul 21
Stock Market Stalling Signs? Taking a Look Under the Hood of US Equities - 24th Jul 21
Biden’s Dangerous Inflation Denials - 24th Jul 21
How does CFD trading work - 24th Jul 21
Junior Gold Miners: New Yearly Lows! Will We See a Further Drop? - 23rd Jul 21
Best Forex Strategy for Consistent Profits - 23rd Jul 21
Popular Forex Brokers That You Might Want to Check Out - 22nd Jul 21
Bitcoin Black Swan - Will Crypto Currencies Get Banned? - 22nd Jul 21
Bitcoin Price Enters Stage #4 Excess Phase Peak Breakdown – Where To Next? - 22nd Jul 21
Powell Gave Congress Dovish Signs. Will It Help Gold Price? - 22nd Jul 21
What’s Next For Gold Is Always About The US Dollar - 22nd Jul 21
URGENT! ALL Windows 10 Users Must Do this NOW! Windows Image Backup Before it is Too Late! - 22nd Jul 21
Bitcoin Price CRASH, How to SELL BTC at $40k! Real Analysis vs Shill Coin Pumper's and Clueless Newbs - 21st Jul 21
Emotional Stock Traders React To Recent Market Rotation – Are You Ready For What’s Next? - 21st Jul 21
Killing Driveway Weeds FAST with a Pressure Washer - 8 months Later - Did it work?- Block Paving Weeds - 21st Jul 21
Post-Covid Stimulus Payouts & The US Fed Push Global Investors Deeper Into US Value Bubble - 21st Jul 21
What is Social Trading - 21st Jul 21
Would Transparency Help Crypto? - 21st Jul 21
AI Predicts US Tech Stocks Price Valuations Three Years Ahead (ASVF) - 20th Jul 21
Gold Asks: Has Inflation Already Peaked? - 20th Jul 21
FREE PASS to Analysis and Trend forecasts of 50+ Global Markets by Elliott Wave International - 20th Jul 21
Nissan to Create 1000s of jobs with electric vehicle investment in UK - 20th Jul 21

Market Oracle FREE Newsletter

Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Saturday, April 24, 2010

Santander A&L Flexible Cash ISA Still the Best Tax Free Savings Account on the Market / Personal_Finance / ISA's

By: Nadeem_Walayat

30th April 2010 - NOTE - The Account to all intents and purposes has been withdraw, Do not waste your time visiting the branch to try and open an account as you will NOT be able to do so.

Best Financial Markets Analysis ArticleAll savers now have the opportunity to to deposit £5,100 into their this years Cash ISA tax free savings accounts as part of the increased annual ISA allowance of £10,200. I have been banging the drum for the Santander / A&L Cash ISA (No Affiliation with Santander) for several months as the best available account by far which at the time was paying a guaranteed rate of UK base interest rate PLUS 3% for 12 months i.e. currently paying 3.5%.

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 20, 2010

Critical Illness Insurance Payouts Continuing to Rise / Personal_Finance / Insurance

By: MoneyFacts

More critical illness claims were paid out than ever before in 2009, as the problem of non-disclosure continued to be eradicated from the protection industry, a new survey from Investment Life & Pensions Moneyfacts has revealed.

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 20, 2010

UK Inflation Jump Punishes Savers / Personal_Finance / Savings Accounts

By: MoneyFacts

Inflation figures released today show that the Consumer Price Index (CPI) has increased by more than expected to 3.40%.

To stop their savings pot effectively eroding away, a basic rate tax payer needs to find an account paying 4.25%, while a higher rate tax payer needs to find an account paying 5.64%.

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 20, 2010

The Inflation Mega-trend Implications for UK Borrowers and Savers / Personal_Finance / Savings Accounts

By: Nadeem_Walayat

Best Financial Markets Analysis ArticleThe following is an excerpt form the Inflation Mega-Trend Ebook Pages 50-51 (FREE Download) The ebook includes in depth analysis of the unfolding inflationary trends and 50 pages of wealth protection strategies.

Read full article... Read full article...

 


Personal_Finance

Sunday, April 18, 2010

Hybrid Car Purchases, Economics and Investment Capital Growth Implications / Personal_Finance / Money Saving

By: Richard_Shaw

Best Financial Markets Analysis ArticleFor the young person just starting out on a periodic savings and investment program with many years of compounding ahead, several thousand additional dollars put into their savings over the holding period of each car they own creates a significant capital value over a lifetime.  The conventional versus hybrid car purchase choice can provide that extra investment capital.

Read full article... Read full article...

 


Personal_Finance

Friday, April 16, 2010

Protect Your Wealth From the IRS, The Tax Window of Opportunity / Personal_Finance / Taxes

By: Casey_Research

Best Financial Markets Analysis ArticleVedran Vuk, Casey Research writes: The biggest danger to your wealth isn’t a bubble in China or Europe – it’s the IRS. Since 1987, top earners have been taxed between 28 percent and 39.6 percent, a relatively low range compared to the 50-percent-and-above rates for most of the century. However, with enormous annual deficits and Social Security lurking around the corner like a mugger, the future promises a return to old tax norms.

Read full article... Read full article...

 


Personal_Finance

Friday, April 16, 2010

Protecting Your Wealth from Your Government / Personal_Finance / US Politics

By: DailyWealth

At DailyWealth, our major focus is on helping you grow your wealth as quickly and safely as possible...

For ideas on how to protect your wealth once you have it, I don't know anyone better than asset-protection attorney Joel Nagel.

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 13, 2010

Three Cheers for Tax Shelters! / Personal_Finance / Taxes

By: Nilus_Mattive

Best Financial Markets Analysis ArticleOkay, before you get the wrong idea … today’s article is not going to talk about hiding money in foreign countries or any other strategy that is either suspicious or outright illegal.

Cheating on your taxes is hardly something I would advocate, let alone celebrate.

Read full article... Read full article...

 


Personal_Finance

Tuesday, April 13, 2010

It’s Impossible to “Get By” In the U.S. / Personal_Finance / Recession 2008 - 2010

By: Graham_Summers

Best Financial Markets Analysis ArticleWhile the market cheers on the fantastic job “growth” of March 2010, the more astute of us are concerned with a growing tide of personal bankruptcies. March 2010 saw 158,000 bankruptcy filings. David Rosenberg of Gluskin-Sheff notes that this is an astounding 6,900 filings per day.

Read full article... Read full article...

 


Personal_Finance

Saturday, March 27, 2010

Best Cash ISA Savings Account as April 5th 2010 Tax Year Deadline Looms / Personal_Finance / ISA's

By: Nadeem_Walayat

Best Financial Markets Analysis ArticleFirstly, some great news in Labour's last Budget for ISA savers and investors, in that the ISA allowances will now rise in line with inflation which starts with the new total allowance of £10,200 from 6th of April 2010 for all ISA savers that basically makes up for not having indexed the original allowance of £7,200 for the past 10 years. For cash ISA savers this means £5,100 will rise annually inline with the RPI inflation index from April 2011 which will make significant difference over the long run i.e. at an average inflation rate of 3% the total annual ISA of £10,200 in 10 years time will stand at £13,708, with a total additional allowance of £18,440 (£9,220 cash) so a significant difference and an even greater potential for cash ISA's to be used as a relatively risk free pensions savings vehicle without all of the tricks, fees, charges and risks built into the existing stake-holder and personal pension plans that ensure pension investors don't get anything like the returns they are promised.

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 23, 2010

The Beginning of the End of Free Banking / Personal_Finance / UK Banking

By: MoneyFacts

Speculation is rife that in tomorrow’s Budget, the Chancellor, Alistair Darling will announce that all UK citizens must be offered a basic bank account from UK banks if they want one.

Currently, basic bank accounts are available to the majority of customers, with only a few being declined in exceptional circumstances, including having a previous bankruptcy judgement against them.

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 23, 2010

Inflation Continues To Erode the Value of Savers Money / Personal_Finance / Savings Accounts

By: MoneyFacts

Inflation figures released today show that the Consumer Price Index (CPI) has fallen to 3%, a level still well above the Government’s target of 2%.

To stop their savings pot effectively eroding away, a basic rate tax payer needs to find an account paying 3.75%, while a higher rate tax payer needs to find an account paying 4.98%.

Read full article... Read full article...

 


Personal_Finance

Thursday, March 18, 2010

Credit Risk Hits the 0% Balance Transfer Market / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Best Financial Markets Analysis ArticleVirgin Money’s decision to reduce its 0% balance transfer period from 16 to 14 months has highlighted another tactic by credit card providers who, over the course of the credit crunch, have adopted a risk based approach to lending.

The number of cards offering balance transfers has fallen by 10% since the credit crunch began in 2007. As of today, 152 out of 219 cards offer balance transfers deals, 140 of them at 0%.

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 16, 2010

UK Petrol Prices to Hit Record High As Stealth Inflation Rages / Personal_Finance / Inflation

By: Nadeem_Walayat

Best Financial Markets Analysis ArticleUK Petrol prices are set to hit new record highs over the coming weeks despite Crude Oil at near half its mid 2008 peak of $150, Why ?

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 16, 2010

Conquer the Crash, What To Do With Your Pension Plan / Personal_Finance / Pensions & Retirement

By: EWI

Best Financial Markets Analysis ArticleEnjoy your 8 free chapters from Prechter's Conquer the Crash -- the book that foresaw what others have missed.

By Editorial Staff

There is no question that Robert Prechter’s Conquer the Crash foresaw and explained nearly every chapter of today's financial crisis, years before it happened. Enjoy your 8 free chapters from the book with this free Club EWI report; here's a quick excerpt from chapter 23, "What To Do With Your Pension Plan." Note especially the last two paragraphs.

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 16, 2010

More Pensions and Retirement Disasters / Personal_Finance / Pensions & Retirement

By: Nilus_Mattive

Best Financial Markets Analysis ArticleI can’t believe the number of frightening retirement stories I’ve seen in just the last week. They suggest that the vast majority of our country’s citizens are completely unprepared for life after work. They point to a governmental backup system that is getting ever more desperate. And they suggest that other traditional sources of retirement income — such as corporate pensions — are in grave danger of imploding.

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 09, 2010

UK Savings Interest Rates Tumble to Fund Mortgage Cuts / Personal_Finance / UK Interest Rates

By: MoneyFacts

Best Financial Markets Analysis ArticleIn order to maintain their balance sheets, providers can either offer competitive mortgage or saving deals, not both.

Since November 2009, mortgage rates have been reducing, but in order to fund these cuts, savings rates have fallen too (see appendix).

Read full article... Read full article...

 


Personal_Finance

Tuesday, March 09, 2010

Tax Free Cash ISA Deadline, Best Savings Account Pays 3.5% Interest Rate / Personal_Finance / ISA's

By: Nadeem_Walayat

Best Financial Markets Analysis ArticleJust four weeks remain for savers to fully utilise at least the £3,600 cash element of their annual £7,200 ISA allowance. Even if you have already utilised this years allowance, savers need to ensure that they check the interest rates being paid on a regular basis, especially for those accounts that have matured as the banks and building societies are notorious for cutting rates on existing accounts and dumping matured accounts into pittance paying cash ISA accounts, paying as little as 0.1%. i.e. 1/30th the rate of a top current instant access account which on an ISA account balance of £3,600 means the difference between receiving £3.60 or £108 in interest per annum.

Read full article... Read full article...

 


Personal_Finance

Wednesday, February 24, 2010

Transfer Your Cash ISA to Maximise Savings Interest Rate / Personal_Finance / ISA's

By: MoneyFacts

The ISA season is now in full swing and there is growing competition amongst providers to secure that top Cash ISA rate.

Read full article... Read full article...

 


Personal_Finance

Monday, February 22, 2010

Two Cheers for Credit Cards / Personal_Finance / Credit Cards & Scoring

By: Robert_Murphy

Best Financial Markets Analysis ArticleEver since someone in grad school deviously introduced me to the concept of "irrational" debt aversion, I have been carrying credit-card balances that are far too high. Believe me, I understand the tricks these companies pull, like the clause in fine print where you unwittingly pledged away your firstborn.

Read full article... Read full article...

 


Page << | 1 | 10 | 20 | 30 | 40 | 50 | 60 | 69 | 70 | 71 | 72 | 73 | 74 | 75 | 80 | >>