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Analysis Topic: Personal Finance

The analysis published under this topic are as follows.

Personal_Finance

Sunday, April 03, 2016

UEFA Champions League 2016 T-Shirts Quality Walkers Prizes Delivery 4 / Personal_Finance / Freebies and Comps

By: Adnaan_Walayat

It's our fourth delivery of prizes in the PEPSICo Walkers crisps UEFA Champions League easy to win promo. Today, for the first time we find out what the quality of T-Shirts is actually like. So find out in this video if the long wait has been worthwhile or not. The promotion is still running, so you have about 3 more weeks to win your own t-shirts, sharing bowls and footballs so make sure to check out our other videos giving tips on how to maximise wins.

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Personal_Finance

Thursday, March 31, 2016

How Pension Plans Are Coping With Financial Repression w/FRA / Personal_Finance / Pensions & Retirement

By: Gordon_T_Long

Professor and CEO of Create-Research Amin Rajan shares his knowledge with an in depth interview on Risk Mitigation and how European Pension Plans are Coping with Financial Repression with FRA Co-Founder Gordon T Long .

Amin Rajan worked as an economic forecaster in the UK treasury for over 8 years, and since then has been focusing on investment matters driven by macro investment behaviors catering to pension funds, insurance companies and wealth managers.

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Personal_Finance

Wednesday, March 30, 2016

Cash ISA Season Sees Interest rate Cuts Dominate by 90% / Personal_Finance / ISA's

By: MoneyFacts

The latest research from Moneyfacts.co.uk reveals that savers are facing the worst ISA season on record. ISA rates have hit rock-bottom lows, fuelled by the number of heavy cuts vastly outweighing any rises, with 90% of recent rate changes being cuts.

Since January, Moneyfacts.co.uk has recorded 151 rate changes for ISAs, of which 136 were rate cuts and just 15 were rate rises. Away from rate cuts there has also been a drop in the number of deals available, despite a few challenger brands entering the playing field.

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Personal_Finance

Tuesday, March 29, 2016

Using Crowdfunding As Part Of A Comprehensive Personal Finance Strategy / Personal_Finance / Money Making

By: Larissa_James

Crowdfunding is being used for everything these days, from launching promising startups to affording education. As you chart out your personal financial goals and the plan that you need to achieve them, you may find yourself wondering about the possibilities for crowdfunding to help you in your own life. This is especially true if you’re struggling with debt or if you can’t seem to get solid footing for yourself when it comes to paying your bills.

In some cases, crowdfunding is the right way to go, but you have to know what you’re doing; otherwise, you’ll earn zero donations, and you might damage your reputation in the process.

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Personal_Finance

Friday, March 25, 2016

UEFA Champions League 2016 PepsiCo Walkers Prizes Delivery 3 / Personal_Finance / Freebies and Comps

By: Adnaan_Walayat

Its time to find out what's in our THIRD batch of prizes delivered, won in the easy to to win UEFA champions league PEPSI and walkers crisps promo, see the tallys for whats recieved and what's still pending as clues of what to expect. The comp's still running so make sure to check out our other videos giving tips on how to maximise wins.

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Personal_Finance

Tuesday, March 22, 2016

UK Savings Interest Rate Landslide / Personal_Finance / Savings Accounts

By: MoneyFacts

Data from Moneyfacts.co.uk can reveal that rate reductions in the savings market have now outweighed rate rises for five consecutive months.

In February, Moneyfacts recorded just 12 savings rate rises. Disappointingly, rate reductions over the same period completely outshone this figure, with the number of rate decreases over the month standing at a staggering 235, with some deals falling by as much as 0.74%.

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Personal_Finance

Tuesday, March 22, 2016

Legoland, Alton Towers... Grown Ups Go FREE 2016, 2017 on Kellogg's, Crunchy Nut, Rice Krispies... / Personal_Finance / Money Saving

By: Anika_Walayat

The easter school holidays have just begun with parents seeking ways to keep their kids entertained during the 2 week holiday that will likely include a trip to a major UK theme park. We'll here is some great news, Kellogg's are running a promotion that allows entry into the UK's top theme parks until June 2017! So plenty of time to use the vouchers to gain entry into 14 UK theme parks that include Alton Towers, Legoland, Chessington, the Dungeon, Sea Life, Shreks Adventure and Madame Tussaud's.

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Personal_Finance

Monday, March 21, 2016

Over 90% of Current Accounts Charge Fees / Personal_Finance / Current Accounts

By: MoneyFacts

The latest research from Moneyfacts.co.ukreveals that more and more day-to-day current accountcustomers* are paying fees to use their account. Traditionally, customers would pay fees to get extra add-ons, such as travel insurance, but not all fee-charging accounts continue to reward their customers in this way.

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Personal_Finance

Thursday, March 17, 2016

Lifetime ISA - Another Boost for UK House Prices and Worsen Housing Market Crisis / Personal_Finance / ISA's

By: Nadeem_Walayat

George Osborne's flag ship personal savings account change of Budget 2016 is the announcement of the Lifetime ISA. Which is the latest of a myriad of policies aimed squarely at stoking UK housing market demand, effectively QE for first time buyers as the government seeks to hand out £1,000 for every £4,000 saved as long the monies are used to either buy ones first home or to fund retirement.

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Personal_Finance

Wednesday, March 16, 2016

The War on Cash is Real! / Personal_Finance / War on Cash

By: Gordon_T_Long

Gordon T Long, Co-Founder of FRA interviewed Egon von Greyerz  in Zurick. Egon Von Greherz is the founder of Matterhorn Asset Management who has worked as a financial director for over 17 years in Geneva, and has been advocating for wealth preservation through Gold for over 13 years. MAM now has plans in over 40 countries for investors to place their savings into physical Gold storage for preservation in the world’s largest Gold vault in Switzerland.

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Personal_Finance

Wednesday, March 16, 2016

Moneyfacts Comments on Savers and Borrowers Budget 2016 / Personal_Finance / UK Tax & Budget

By: MoneyFacts

The 2016 Budget was announced today and has now been reviewed by Moneyfacts.co.uk. So what does the new Budget mean for savers and mortgage borrowers?

Rachel Springall, Finance Expert at Moneyfacts.co.uk, said:

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Personal_Finance

Tuesday, March 15, 2016

Help to Save - Regular Savings Account to Pay 25% Interest per Year for FOUR Years! / Personal_Finance / UK Tax & Budget

By: Nadeem_Walayat

Last year the conservative led government bribed the grey vote in the run up to the UK general election by way of their Pensioner Bonds that paid a high 4% interest fixed for 3 years for the over 65's, near double the market rate of the time. We'll with the about to be announced 'Help to Save' scheme then soon it will be the turn of the low paid to reap a minimum return of 25% per annum for 4 years on regular savings of £50 per month!

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Personal_Finance

Tuesday, March 08, 2016

Worst Cash ISA Season on Record? / Personal_Finance / ISA's

By: MoneyFacts

Traditionally, this is the time of year when ISA providers boost their offerings to entice savers who have yet to use their full ISA allowance to invest before the current tax year ends. However, Moneyfacts.co.uk research shows that this year’s ISA season has yet to bear fruit, with savers now facing some of the worst ISA rates on record.

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Personal_Finance

Monday, March 07, 2016

Convenient Bank Overdrafts Borrowing – But at What Cost? / Personal_Finance / Debt & Loans

By: MoneyFacts

Borrowing from current account overdrafts is fast and convenient, but the cost of doing so has escalated in recent years, leaving many consumers to pay over the odds for their quick borrowing fix.

Read full article... Read full article...

 


Personal_Finance

Sunday, March 06, 2016

Top Tips for Winning Walkers Crisps UEFA Champions League Promotion Prizes / Personal_Finance / Freebies and Comps

By: Adnaan_Walayat

So far I have entered 350 codes off of walker’s crisp packets and won about 50 t-shirts, 20 footballs and 10 sharing balls. So here are my top tips for maximising the number of prizes won in the Walkers crisps UEFA champions’ league promotion.

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Personal_Finance

Saturday, March 05, 2016

Walkers Crisps UEFA Champions League Wins Prizes Delivery - Footballs and Sharing Bowls Unboxing / Personal_Finance / Freebies and Comps

By: Adnaan_Walayat

It's now just over 3 weeks since I first started entering the codes off of walkers crisps packets in their UEFA Champions League Game-Ready promotion and today I received my first delivery of prizes won, 6 footballs and 3 sharing bowls. Find out what they actually look like and what quality of the items is like in this video:

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Personal_Finance

Tuesday, March 01, 2016

UK Fixed Bond Savings Interest Rates Fall Through the Floor / Personal_Finance / Saving Bonds

By: MoneyFacts

As far as the savings market was concerned, 2015 was the year of the challenger provider, and as a result rates crept up and positivity started to make a welcome return. However, research from Moneyfacts.co.uk shows that since the start of the year rates on fixed bonds have free-wheeled downhill to new lows.

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Personal_Finance

Monday, February 29, 2016

Average Credit Card Interest Rates Hit All-time High / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

The credit card market continues to be inundated with introductory interest-free deals, but behind the scenes the latest research from Moneyfacts.co.uk can reveal that the average purchase rate on all credit cards has hit an all-time high of 21.6% APR*.

Cardholders with a high interest credit card may not be fully aware of how much they pay over the long term or how much they could save by switching to a better deal. For instance, sticking with a high interest card could mean that it will take almost four years to clear a debt of as little as £1,000.

Read full article... Read full article...

 


Personal_Finance

Saturday, February 27, 2016

UEFA Champions League 2016 Walkers Crisps Instant Win Prizes Experience / Personal_Finance / Freebies and Comps

By: Adnaan_Walayat

It's literally child's play to win tons of UEFA Champions League prizes in Walkers Crisps promotion as this video of 8 year old Anika illustrates. Literally tens of thousands of official UEFA t-shirts, footballs and sharing balls are up for grabs and your virtually guaranteed several wins from every walkers crisps multi-pack (24).

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Personal_Finance

Friday, February 26, 2016

UK Credit Card Expenditure Statistics / Personal_Finance / Credit Cards & Scoring

By: MoneyFacts

Rachel Springall, Finance Expert at Moneyfacts.co.uk, comments:

“The latest statistics from the UK Cards Association reveal the increasing popularity of contactless payments over cash. With 140 million contactless transactions made in December 2015, the equivalent of 52 payments every second, it’s fair to say that this method of payment has become a firm favourite among spenders.

Read full article... Read full article...

 


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