Analysis Topic: Personal Finance
The analysis published under this topic are as follows.
Tuesday, May 31, 2022
How to Beat the Cost of Living Crisis By Growing Your Own Tomatoes at Home (Beefeater) / Personal_Finance / Money Saving
By: Eliza_Walayat
The cost of living crisis has sent food prices soaring in the supermarkets, for instance just ONE beefeater tomatoes costs 75 pence! However these can be easily grown at home from seed which one can get from beefeater tomatoes. Here Eliza shows how it is literally child's play to get started by growing your own tomatoes and other vegetables at home to beat the cost of living crisis.
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Tuesday, May 31, 2022
How Inflation is Inflating Your Building Insurance Bills / Personal_Finance / Insurance
By: Boris_Dzhingarov
As expert and experienced insurer Deacon Insurance admits, flat insurance policies can be quite complicated and it’s a greatly different situation to that involved in insuring the average, standard property. The numerous issues around it, and many factors influencing it, are wide and varied, while the cost of it is increasing all the time. This might be old news to you, but it’s worth looking into to see if you can save yourself some pennies.
So, why the sudden increase in insurance premiums, especially for those who own the lease for a block of flats?
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Saturday, May 14, 2022
How to Get Kaspersky Internet Security for 80% Discount! Do not Pay Renewal Price! / Personal_Finance / Cyber Security
By: HGR
Kaspersky Internet Security may be Russian (hopefully no backdoors) but it does the job well of protecting ones PC's from the nightmare malware, spy ware and ransomware threats that are growing on an exponential scale. if your thinking of getting Kaspersky or you need to renew your licence then watch this video to save yourselves from over paying, for it you click the pay yo renew button then you will end up paying 80% MORE than what you can get Kaspersky for! Just watch the video and find out how to get Kaspersky at huge discounts to renewal prices.
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Saturday, May 14, 2022
Sagittarius A* Super Massive Black Hole Monster at Centre of Our Galaxy REVEALED! / Personal_Finance / Science
By: Eliza_Walayat
Sagittarius A* the super massive black hole at the centre of our galaxy is finally revealed more than three years after the release of the first-ever image of a black hole, scientists from the Event Horizon Telescope (EHT) shared an image of Sagittarius A* at the center of our own Milky Way galaxy.
“It is a dream that comes true after decades of work,” said Heino Falcke, an astrophysicist at Radboud University in the Netherlands. “I always knew this day would come, but I never expected it to be so clear and impressive right away.”
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Tuesday, May 10, 2022
How to Ensure Financial Stability for Your Family / Personal_Finance / Learning to Invest
By: Submissions
Financial stability is crucial in maintaining a happy and healthy family life. Everyone knows that having money is beneficial, and the lack of it can make life very difficult, whether you are single or raising children. Having a family carries a lot of responsibilities because you no longer think only for yourself but also for your spouse and children. They need the assurance that they can live comfortably in a healthy home environment, eat healthily, and not lack in their essential needs. In addition, the children should be able to study to ensure a better future. These are responsibilities that come with raising a family.
Financial stability means consistently meeting household needs and living a comfortable life while having enough set aside for emergencies. It is not about being rich; rather, it is handling whatever finances you have on hand responsibly.
Monday, May 09, 2022
Making Wise Investment Decisions / Personal_Finance / Learning to Invest
By: Mark_Adan
Looking to up your investment game? Here are some great tips to do so.
1. Draw a personal financial roadmap
Before you even begin your path to investing, take the time to sit down and examine your financial circumstances and your investment capacity. This is especially important if you are investing for the first time.
The first step is all about figuring out your personal goals and your level of risk tolerance. This can be done on your own or with the help of a professional financial counselor. There is never any guarantee that you will come out winning from your investments. But if you begin your investment journey with realistic goals and a clear idea of the risks you can handle, you can expect financial security and more control over your investment plan as it is set in motion.
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Thursday, May 05, 2022
7 Office Must-Haves That’ll Make Your Work Easier / Personal_Finance / SME
By: Steve_Barker
Working in an office can be difficult. There are so many things to remember and so many distractions. It's hard to stay focused when there are people chatting in the next cubicle, or when you can hear the printer running in the background. But with the right tools, your office can become a place of productivity and ease. In this blog post, we will discuss seven office must-haves that will make your work easier!
- An alternative power supply
- A Wi-Fi kettle
- Franking machine
- A bonsai tree
- A cloud-based storage device
- A wireless router
- A privacy pod
Saturday, April 30, 2022
Motley Fool Has Made Some All-Time Picks / Personal_Finance / Investing 2022
By: Umer_Mahmood
Whether you are completely new to investing or a seasoned pro, it is easy to be perplexed by the many options that come up when you start looking for services and products that help with picking stocks. The internet’s universal adoption has made that much more information available at our fingertips, but it has also raised the stakes around the importance of using good sources and doing due diligence. One website that you have no doubt come across, and maybe wondered about, is the Motley Fool. Despite a bit of a silly name, this is not a stock picking service for fools – in fact, it has delivered some truly legendary stock picks that would have changed your portfolio forever had you been a subscriber at the time.Read full article... Read full article...
Saturday, April 30, 2022
Diversification and Pivoting in Volatile Markets with the Help of Investment Funds / Personal_Finance / Investing 2022
By: Submissions
The investment markets are prone to volatility and swings. Anyone with any experience knows and accepts these facts. What’s also important to understand is that no two markets always move in unison. When ETFs are performing well, commodities might be struggling. Fortunately, the financial world is vast and varied. That means you can and often should diversify and move between the available markets to take advantage of swings.
Naturally, there are never any guarantees. What’s more, you shouldn’t invest in markets you don’t fully understand. However, the point here is that you can move from stocks to commodities, for example, at will. Therefore, when certain markets are struggling, why not focus on something else. A practical example of this is the S&P 500. The US index dropped 4.9% in the first quarter of 2022.
Thursday, April 28, 2022
Turn Old College Credits Into A New Degree: A How-To Guide / Personal_Finance / Student Finances
By: Steve_Barker
Are you looking for ways to turn your old college credits into a new degree? Here’s how and why!
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Sunday, April 24, 2022
How to Install AMD Ryzen CPU and Wraith Prism Stock Cooler - Step by Step Guide / Personal_Finance / Computing
By: N_Walayat
Here's how to install the AMD Ryzen 5 5600X 7 3700X and other AM4 CPUs and stock Wraith Cooler included with some of the higher end AMD processors. In this video I am using the ASUS Prime X570-P motherboard.
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Sunday, April 24, 2022
5 Work From Home Options For Teenagers / Personal_Finance / Money Making
By: Umer_Mahmood
It can be challenging for teenagers to find work in today's economy. With so many people out of work, businesses are often hesitant to hire new employees. It can leave young people struggling to find a way to make money.
If you're a teenager looking for ways to make money, don't worry! There are plenty of work-from-home options available that you can take advantage of.
This blog post will discuss five different work-from-home options perfect for teenagers!
Thursday, April 21, 2022
FREETRADE Shares ISA and SIPP Platform Analysis - When do HMRC Contributions Land? / Personal_Finance / ISA's
By: Nadeem_Walayat
FREETRADE is a mobile phone operated ISA and SIPP investing platform, here I go through some of the key aspects that prospective users may want to know on how the platform functions and costs where for me personally I got the answer to the question of when HMRC contributions land into the FreeTrade SIPP account as the sales blurb is 7 to 11 weeks, so if you have also been sat wondering about HMRC contributions then here is your answer on that and much more.
If thinking of opening an account then if you follow my link WE BOTH get a FREE SHARE, all you need to do is deposit £1! As for the value of the free share? In my experience it's going to be around £10. But you might get lucky as it is a bit of lottery i.e. maybe 1 in 100 gets a £200 share? Most £3 - £50.
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Wednesday, April 20, 2022
Best Stocks and Shares ISA ISA for 2022 - FreeTrade, IG Index, II, IKBR, AJ Bell Compared / Personal_Finance / ISA's
By: Nadeem_Walayat
NUMBER CRUNCHING THE BEST STOCKS AND SHARES CASH ISA
NEW TAX YEAR NEW ISA and maybe an additional SIPP, though I have to keep in mind the lifetime LIMIT, currently at just over £1 million! ISA"s are the way to go, a no brainier for UK stock investors, continue upto 20k per person (40k per couples) annual allowance and can transfer in cash ISA's on top (which I still have too much of),
So BEFORE I opened my latest stocks and shares ISA, I did a number crunch to determine which is best, now there maybe some minor errors in this table but overall it gives a accurate picture that I used to make my decision of who to go with for 2022-23.
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Saturday, April 09, 2022
6 Pieces Of Advice To Help You Make The Most Out Of Your Investments / Personal_Finance / Investing 2022
By: Steve_Barker
If you are looking into investing your money but are not sure how best to go about it, read on. Below are six straightforward pieces of advice for new investors to help them make the most out of their investments. These top tips include saving money first, using a free tracking tool to manage your investment portfolio, ensuring your investments are diverse, and leaving your investments alone for at least five years to allow them to grow. These tips, and more, will be detailed more thoroughly below. Good luck and get investing!
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Sunday, April 03, 2022
How to Make Money during a Pandemic? / Personal_Finance / Money Making
By: Submissions
A lot of people are interested in authentic work-from-home job prospects.
Common causes comprise job loss, pay cuts, isolations, and stay-at-home orders. Your children might be home from school plus you cannot find secure and healthy baby-sitting. Even if you are still doing a job, you may wish to earn some more spending money or some money to pay down liability. Possibly you just need something to do in your free time.
Working from home gives a lot of benefits. You can save time as well as frustration by dodging everyday travel. You can work from any place in the state. You can run shops in the middle of the day.
Nonetheless, be careful of work-from-home job cheats. Under no circumstances, pay cash to get a job or to get a list of job prospects. If you have to do this, it is possibly a scam.
The previous months have been disturbing. Even if you have not experienced a heartbreaking loss of a beloved one or your business, the economy at present has still possibly impacted your finances.
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Friday, April 01, 2022
UK Energy Bills Catastrophe! 50% Price Cap Rise - SUBMIT Meter Readings ASAP to Avoid Extra Charges / Personal_Finance / Household Bills
By: N_Walayat
Britians' energy price cap has risen by 50% today which is what most customers will be paying given that all of the fixed rate deals charge more than even the latest price cap. If you have not already submitted a meter reading that it is still not too late to do so but the sooner you submit the better to avoid energy usage being charged at a 50% higher cost.
So having an accurate read of where customers stand WILL make a difference! Once upon a time the price cap could be ignored but not for the past 6 months as a myriad of energy firms such as Zog Energy dumped their fixed rate customers onto regulators who passed the customers onto firms such as EDF onto their variable rate tariffs that as of writing are some 60% BELOW fixed rate tariffs, so the worst thing anyone can do is to FIX their energy tariffs as even after tomorrows 50% hike, the price cap will still be lower than fixed rate deals, and likely remain so all the way into the next price price cap hike on 1st October when we could see another huge hike of as much as 30% ahead of winter 2022.
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Thursday, March 31, 2022
WARNING - Energy Price Cap 50% Rise Tomorrow, Take and Submit Gas Electric Meter Readings ASAP! / Personal_Finance / Household Bills
By: Nadeem_Walayat
Britians' energy cap is set to rise tomorrow that will probable see average standard rate tariffs hiked by over 50%! And this is no April Fools day joke! FIFTY PERCENT HIKE IN ENERGY PRICES! So having an accurate read of where customers stand WILL make a difference! Once upon a time the price cap could be ignored but not for the past 6 months as a myriad of energy firms such as Zog Energy dumped their fixed rate customers onto regulators who passed the customers onto firms such as EDF onto their variable rate tariffs that as of writing are some 60% BELOW fixed rate tariffs, so the worst thing anyone can do is to FIX their energy tariffs as even after tomorrows 50% hike, the price cap will still be lower than fixed rate deals, and likely remain so all the way into the next price price cap hike on 1st October when we could see another huge hike of as much as 30% ahead of winter 2022.
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Saturday, March 26, 2022
Buying a 'Pristine' iPhone mobile phone off Ebay, Empty Box? Did we Get Scammed? / Personal_Finance / Scams
By: Anika_Walayat
We bought a 'pristine' iPhone 11 off ebay, box has been delivered, does not weigh much, is there even anything inside of it? Did we just get scammed? Let's find out as we open the box to reveal either an expensive box or an iPhone.
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Saturday, March 12, 2022
Experiences or Assets: HNWIs spending habits post-pandemic / Personal_Finance / Financial Education
By: Submissions
The pandemic affected almost every aspect of life on a global scale. Included in this are the significant changes in individual lifestyles, particularly those of High-Net-Worth Individuals (HNWIs). With such vast adjustments in living conditions, it is not unreasonable to wonder just how these changes are affecting HNWIs’ finances – and whether this is for the best.
According to the Saltus Wealth Index – an extensive and insightful study into the financial positions, prospects and potential of HNWIs – only one-fifth (21%) of respondents said they hadn’t ‘made any lasting changes to [their] lifestyle’.