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UK Personal Loan Interest Rates Drop to Lowest Level

Personal_Finance / Debt & Loans Jan 05, 2012 - 06:20 AM GMT

By: MoneyFacts

Personal_Finance

Rachel Springall, spokesperson for Moneyfacts.co.uk, commented: “Research by Moneyfacts has shown that 6.0% APR on a £10,000 borrowing amount over a five year term is the lowest loan rate on offer in four years. Previously the lowest rates for this borrowing amount and term were: 8.4% one year ago, 7.8% two years ago, 6.8% three years ago and 5.8% four years ago.


“Marks & Spencer Money has reduced its personal loan rate by 0.4% to 6.0% APR for medium borrowing amounts of £10,000 over five years. Those looking for a personal loan to consolidate their debts will benefit from this low rate.

“Seven lenders have dropped their loan rates since the start of 2012. It will be interesting to see whether other lenders follow suit over the coming weeks. Customers must shop around for the best deal as loan rates are continuing to fall in this competitive market.”

www.moneyfacts.co.uk - The Money Search Engine

Moneyfacts.co.uk is the UK's leading independent provider of personal finance information. For the last 20 years, Moneyfacts' information has been the key driver behind many personal finance decisions, from the Treasury to the high street.


© 2005-2019 http://www.MarketOracle.co.uk - The Market Oracle is a FREE Daily Financial Markets Analysis & Forecasting online publication.


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