Analysis Topic: Housing Market Price trends
The analysis published under this topic are as follows.
Thursday, July 23, 2015
5 ways in which Real Estate has changed in the US in the last decade / Housing-Market / US Housing
By: Submissions
Peter Scully writes: Following a ten year review of the real estate market in the United States, it is clear to see that things have changed a lot. Ten years is a long time but in that period there is a huge difference, and it may be surprising to hear that it is not all related to finance.
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Tuesday, July 21, 2015
U.S. Housing Market: Is the Roof About to Cave In (Again)? / Housing-Market / UK Housing
By: EWI
"This is clearly not a bubble" says National Association of Realtors chief economist
Editor's note: You'll find a text version of this story below the video.
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Wednesday, July 15, 2015
Is Voluntary Repossession A Good Option When Facing Mortgage Arrears? / Housing-Market / Mortgages
By: Submissions
Victoria Adams writes: What Is Voluntary Repossession?
If you are unable to pay your monthly instalments on a secured home loan/mortgage, there are chances that your lender might want to evict you and repossess your home. In such conditions, the first thought that would strike you would be to hand over your house keys to the lender voluntarily without facing the embarrassment of someone throwing you out of your house. This is known as voluntary repossession.
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Tuesday, July 14, 2015
China Crash Real Problem is the Housing Market / Housing-Market / China Housing Market
By: Harry_Dent
I always say bubbles burst much faster than they grow. And after exploding up 159% in one year, Chinese stocks crashed 35% in three weeks.This all happened while the Chinese economy and exports continued to fall. And two thirds of these new trading accounts belong to investors who don’t have so much as a high school degree. How crazy is that?
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Monday, July 06, 2015
Rocketing First-time Home Buyer Mortgage Deals / Housing-Market / Mortgages
By: MoneyFacts
“First-time buyer products have soared to their highest level since 2007, with the number of 90% and 95% loan-to-value (LTV) mortgages now totalling 723 products. This marks a 73% increase on five years ago, when buyers with small deposits only had the choice of 194 products.
“Surprisingly, Help-to-Buy (H2B) doesn’t account for all of these new products, but with the number of deals totalling 437 before the scheme was launched, it is clear that H2B acted as a catalyst for banks and building societies to get in on the act.
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Thursday, July 02, 2015
Inflation Is Lurking, but This Asset Can Protect You / Housing-Market / US Housing
By: ...
MoneyMorning.com Peter Krauth writes:While the investing world is focused on Greece, events unfolding right now in Africa offer another important cautionary tale.
Thanks to reckless political and economic mismanagement, Zimbabwe holds clues to the future of other nations – like ours.
Granted, this failed state's policies have been more egregious than those perpetrated by the U.S. government against its people. Nonetheless, some of the outcomes could be similar. And I'm going to tell you one way to protect yourself.
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Monday, June 29, 2015
Quadruple Growth in Fee-free UK Mortgages / Housing-Market / Mortgages
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments: “Research from Moneyfacts.co.uk reveals that the number of fee-free mortgages has quadrupled in the last five years, increasing from 220 deals in 2010 to a staggering 902 today.
“With a quarter of the market now offering fee-free deals, it’s clear that lenders are trying to compete in other ways besides the traditional headline rate. By offering multiple product combinations, providers are almost allowing their borrowers to customise their mortgage to suit them.
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Wednesday, June 24, 2015
U.S. Housing Market Recovery? Nah, It’s Just Spiking Mortgage Rates / Housing-Market / US Housing
By: John_Rubino
This morning saw two very strong housing reports:
Thursday, June 18, 2015
7 Stages That Borrowers Face During Mortgage Home Repossession / Housing-Market / UK Housing
By: Submissions
Victoria Adams writes: When you have fallen into mortgage arrears, it is very important to communicate with your mortgage lender about your financial situation. Also, getting legal advice immediately could help you resolve the problem. Your lender cannot just throw you out of your home. He needs to follow a pre-action protocol. Here are the 7 steps of repossession that you must know:
Wednesday, June 10, 2015
Building Societies Win the Mortgage War / Housing-Market / Mortgages
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments: “Moneyfacts.co.uk has compared the mortgage offerings of building societies and banks and found that building societies are the undeniable winners.
“The average five-year fixed mortgage rate from banks is 3.51%, while the average rate from building societies is just 3.21% - a whopping 0.30% lower.
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Tuesday, June 09, 2015
It’s All a Lie: The Truth about U.S. Housing Market Recovery / Housing-Market / US Housing
By: Harry_Dent
Most commentary on the housing markets — from the industry, from analysts, from the media — all give the impression that the housing crisis is well behind us. One economist in U.S. News & World Report highlighted the slight uptake in new single-family homes this year as fodder for economic growth. So is a $4.95 purchase at Ben & Jerry’s! Like we discussed last week, the increase in new home sales isn't worth a hoot!
Monday, June 08, 2015
US Housing Market Bull, Bear or Crash Ahead? / Housing-Market / US Housing
By: Nadeem_Walayat
U.S. House prices as according to many analysts are apparently continuing to defy gravity, which is now for the third year as the latest data for March 2015 has US house prices rising by 0.8% on the month on the Case Shiller 10 city composite index. Which nevertheless did give some hope to the doom merchants as momentum has plunged or crashed as many like to prefer from a 14% inflation rate of a year go to a sub 5% inflation rate. Find out what this means for US house prices into 2016.
Monday, June 08, 2015
New U.S. Housing Market Crisis in the Making? What's the Solution? / Housing-Market / US Housing
By: Mike_Shedlock
Home ownership rates are sinking and demographics are part of the reason. But does that constitute a new housing crisis?
Friday, June 05, 2015
U.S. Houses Prices Bull, Bear or Crash Ahead Into 2016? / Housing-Market / US Housing
By: Nadeem_Walayat
The most recent release for US House prices data for March 2015 (Case Shiller 10 City Composite) which despite rising by 0.8% on the month nevertheless continues to maintain a trend for the erosion of annual pace for house price inflation that remains below 5%, far lower than that of a year ago when US house prices were galloping ahead at near 14% per annum as illustrated by the momentum graph.
Thursday, June 04, 2015
The Fed's Failure: U.S. New Home Sales Back to 1960s Levels / Housing-Market / US Housing
By: Harry_Dent
By Rodney Johnson : A problem with most humans is that we’re really bad at letting go of what happened yesterday. So too with nations. When estimating potential threats, it’s easy for leaders to adapt to whatever happened in the latest conflict, developing their military accordingly.Think of the U.S. after World War II. We built up land forces across Europe to guard against an invasion by the U.S.S.R. Later on in Vietnam we dove into jungle warfare, where tanks and mass forces were less useful. We were set up to fight the last war, not the next one.
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Thursday, June 04, 2015
UK House Prices Post Election Fall, Whilst Annual Momentum Plays Catchup / Housing-Market / UK Housing
By: Nadeem_Walayat
The latest UK house prices seasonally adjusted data published by the Halifax registered a fall of 0.1% for May 2015 that followed a 1.6% surge for April as George Osborne succeeded in his pre-election house prices boom timed to reach maximum intensity just prior to election day. Following which house prices are starting to show signs of rolling over in the monthly data whilst the annual data continues to play catch up as annual inflation nudged higher to 8.6%. Which also makes a mockery of recent mainstream press deflation scare stories in the wake of annual CPI dropping to -0.1%, which at the time I warned was ignoring the elephant in the room, namely house price inflation galloping ahead at 10% per annum.
Thursday, May 28, 2015
US Housing Market - Something Smells Fishy / Housing-Market / US Housing
By: James_Quinn
It’s always interesting to see a long term chart that reflects your real life experiences. I bought my first home in 1990. It was a small townhouse and I paid $100k, put 10% down, and obtained a 9.875% mortgage. I was thrilled to get under 10%. Those were different times, when you bought a home as a place to live. We had our first kid in 1993 and started looking for a single family home. We stopped because our townhouse had declined in value to $85k, so I couldn’t afford to sell. In 1995 I convinced my employer to rent my townhouse, as they were already renting multiple townhouses for all the foreigners doing short term assignments in the U.S. We bought a single family home in 1995 with the sole purpose of having a decent place to raise a family that was within 20 minutes of my job.
Wednesday, May 27, 2015
What move should overseas investors make next in UK property? / Housing-Market / UK Housing
By: Submissions
Peter Scully writes: From 6 April 2015 there will no longer be tax advantages for non-UK residents who invest in the UK residential property market.
These changes have seen Capital Gains Tax (CGT) exemption being removed along with restricted access to Private Residence Relief (PRR) as well as the potential removal of personal allowance for income tax.
Wednesday, May 27, 2015
UK Offset Mortgage Interest Rates Hit All-time Lows / Housing-Market / Mortgages
By: MoneyFacts
Charlotte Nelson, Finance Expert at Moneyfacts.co.uk, comments:
“Research from Moneyfacts.co.uk reveals that offset rates have fallen to record lows with the average offset fixed rate now priced at 2.65%, over one percentage point lower than two years ago (3.68%).
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Sunday, May 24, 2015
Why Do We Celebrate Rising U.S. House Prices? / Housing-Market / US Housing
By: MISES
Ryan McMaken writes: In recent years, home price indices have seemed to proliferate. Case-Shiller, of course, has been around for a long time, but over the past decade, additional measures have been marketed aggressively by Trulia, CoreLogic, and Zillow, just to name a few.
Measuring home prices has taken on an urgency beyond the real estate industry because for many, home price growth has become something of an indicator of the economy as a whole. If home prices are going up, it is assumed, “the economy” must be doing well. Indeed, we are encouraged to relax when home prices are increasing or holding steady, and we’re supposed to become concerned if home prices are going down.
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